620 Forest Meadow Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 620 Forest Meadow Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,986 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,375 (2025)
Deeds & Mortgages	Oct 2026 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A983000115`

Property Details

APN / Parcel Number

Primary APN	`A983000115`
Alternative APN	`3-0079-7711-00-0010.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,750 sqft Living Area
Gross Area	6,932 sqft
1st Floor Area	2,986 sqft
Basement Area	2,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Vinyl
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	425 sqft

Location & Zoning

Account Number	A983000115
Street Address	620 FOREST MEADOW CT
City	DEFIANCE
State	MO
Zip	63341-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	FOREST LAKE ESTS #2 LOT 10
Legal Subdivision	FOREST LAKE EST #2
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3001
Census Tract	312204

Owner

Source: St. Charles County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 FOREST MEADOW CT, DEFIANCE, MO 63341-1817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer TITLE PARTNERS
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026
Deed Sale	Oct 6, 2026
Prior Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	202647609
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	0000085410
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 6, 2026
Property Address	620 FOREST MEADOW CT, DEFIANCE, MO 63341-1817
Document Number	0000047609
Instrument Date	Oct 5, 2026
Instrument	202647609
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TITLE PARTNERS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FOREST MEADOW CT, DEFIANCE, MO 63341-1817

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	620 FOREST MEADOW CT, DEFIANCE, MO 63341-1817
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2O FOREST MEADOW CT, DEFIANCE, MO 63341

Mortgage

Document Number	0000012995
Date	Mar 4, 2022
Instrument	2022R-012995

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Lending Institution
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 23, 2023
Property Address	620 FOREST MEADOW CT, DEFIANCE, MO 63341-1817
Document Number	0000024432
Map Reference	MB 34 PG 71
Instrument Date	Jun 20, 2023
Instrument	2023R-024432
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 BLUE SKY DR, DEFIANCE, MO 63341-1346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FOREST MEADOW CT, DEFIANCE, MO 63341-1817

Mortgage

Document Number	0000024433
Date	Jun 23, 2023
Instrument	2023R-024433

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,582 (-)	$824,120 (-) Land $115,200 Building $708,920
2025	$9,375.00 (+28.69%)	$156,582 (+7.73%)	$824,120 (+7.73%) Land $115,200 Building $708,920
2023		$145,348 (+26.27%)
2022	$7,285.00	$115,110	$764,988 (+26.27%) Land $96,000 Building $668,988
2021			$605,842 Land $96,000 Building $509,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

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