620 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 620 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1926
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Apr 2026)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-413-002`

Property Details

APN / Parcel Number

Primary APN	`503-413-002`
Alternative APN	`503-413-002-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1930
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,700 sqft (0.085 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	620 ELM ST
City	EL CERRITO
State	CA
Zip	94530-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HENDERSON TAPSCOTT LOT 11 POR 12 BLK 17
Legal Subdivision	HENDERSON TAPSCOTT #1
Legal Tract	1
Legal Block	17
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	388000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	858 AILEEN ST, EMERYVILLE, CA 94608-2832
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 15, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 15, 2026	Affidavit, Transfer
Jan 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jul 14, 2000 · Amount on Record
Deed Document Number	202638328
Prior Transfer Date	Feb 27, 1996
Prior Transfer Doc	0000049604
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2026
Property Address	620 ELM ST, EL CERRITO, CA 94530-3121
Document Number	0000038329
Instrument Date	Apr 14, 2026
Instrument	202638329
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	858 AILEEN ST, OAKLAND, CA 94608-2832

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2026
Property Address	620 ELM ST, EL CERRITO, CA 94530-3121
Document Number	0000038328
Instrument Date	Apr 14, 2026
Instrument	202638328
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$91,102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	858 AILEEN ST, OAKLAND, CA 94608-2832

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2026
Property Address	620 ELM ST, EL CERRITO, CA 94530-3121
Document Number	0000038327
Instrument Date	Apr 9, 2026
Instrument	202638327
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 WESTCLIFFE PL, WALNUT CREEK, CA 94597-3269

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	620 ELM ST, EL CERRITO, CA 94530-3121
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ELM ST, EL CERRITO, CA 94530-3121

Mortgage

Document Number	0000004022
Date	Jan 17, 2023
Instrument	2023-004022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,292 (+2%) Land $265,731 Building $121,561
2025	$6,011.00 (+4.09%)	$379,699 (+4.04%) Land $260,521 Building $119,178
2023	$5,775.00 (+1.83%)	$364,956 Land $250,405 Building $114,551
2022	$5,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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