Contra Costa County property record for 615 Elm St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 856 sqft · built 1954 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Aug 2016) |
| Tax Bill | $9,243 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-412-005-4 |
| Primary APN | 503-412-005-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 615 ELM ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HENDERSON TAPSCOTT LOT 7 BLK 16 |
| Legal Subdivision | HENDERSON TAPSCOTT 01 |
| Legal Tract | 1 |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 388000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 615 ELM ST, EL CERRITO, CA 94530-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on Record |
| Deed Sale | Aug 19, 2016 · Amount on Record |
| Deed Document Number | 2016167248 |
| Prior Transfer Date | Dec 29, 2014 |
| Prior Transfer Doc | 0000025250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 615 ELM ST, EL CERRITO, CA 94530-3120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 615 ELM ST, EL CERRITO, CA 94530-3120 |
| Document Number | 0000187499 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-187499 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $651,081 (+2%) Land $583,608 Building $67,473 | |
| 2025 | $9,243.00 (+4.23%) Homeowner's exemption | $638,315 (+4.04%) Land $572,165 Building $66,150 |
| 2023 | $8,868.00 (+1.58%) Homeowner's exemption | $613,531 Land $549,949 Building $63,582 |
| 2022 | $8,730.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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