Flagler County property record for 620 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,101 sqft Heated Area |
| Lot Size | 8,625 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2020) |
| Tax Bill | $4,844.00 (2025) |
| Primary APN | 03-13-31-5120-2AF05-0450 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,101 sqft Heated Area |
| Gross Area | 2,898 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,625 sqft (0.198 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 400 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 620 ELK RIVER DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1512 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 45 OR 2312/1429 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 45 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-0450
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WATSON MORTGAGE CORP |
| Apr 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERIS BANK |
| Nov 16, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage REGIONS BANK |
| Oct 16, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on Record |
| Deed Sale | Nov 16, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2018 · Amount on Record |
| Deed Doc Number | 2020047376 |
| Deed Book / Page | 2495 / 1441 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Document Number | 0026530728 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 2653/728 |
| Instrument | 2022005246 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32211 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024350092 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 2435/92 |
| Instrument | 2020014290 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 16, 2020 |
| Property Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Document Number | 0024951441 |
| Book / Page | 2495 / 1441 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020047376 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 494 THAMES WAY DR, 494, WINNSBORO, SC 29180-5734 |
| Name | Verified Name |
|---|---|
| Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Document Number | 0024951442 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2495/1442 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 16, 2018 |
| Property Address | 620 ELK RIVER DR, ORMOND BEACH, FL 32174-1512 |
| Document Number | 0023121429 |
| Book / Page | 2312 / 1429 |
| Map Reference | MB37 PG1-3 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018039152 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720 |
| Name | Verified Name |
|---|---|
| Address | 920 ELK DR, ORMOND BEACH, FL 32174 |
| Document Number | 2018039153 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018039153 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 (-22.88%) Homeowner's exemption | $384,895 (+5.99%) | $435,075 (+1.72%) Land $82,000 Building $353,075 |
| 2023 | $6,281.00 (+5.53%) Homeowner's exemption | $363,153 (+3%) | $427,700 (+2.65%) Land $82,000 Building $345,700 |
| 2022 | $5,952.00 Homeowner's exemption | $352,575 | $416,668 Land $82,000 Building $334,668 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 368 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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