620 E Waterford Dr, Beloit, WI 53511 Property Records

Rock County property record for 620 E Waterford Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,056 sqft · built 1996
Lot Size	0.772 acres (33,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2026)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-2-1004.6`

Property Details

APN / Parcel Number

Primary APN	`6-2-1004.6`
Alternative APN	`004 137006`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft
Basement Area	2,056 sqft
Unfinished Basement	2,056 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	33,628 sqft (0.772 acres)
Garage Type	Attached
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 137006
Street Address	620 E WATERFORD DR
City	BELOIT
State	WI
Zip	53511-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 GLEN HILLS LOT 6
Legal Subdivision	GLEN HILLS
Legal Lot Number	6
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1019
Census Tract	2400

Owner

Source: Rock County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 E WATERFORD DR, BELOIT, WI 53511-6507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2022	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20262310694
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 28, 2026
Property Address	620 E WATERFORD DR, BELOIT, WI 53511-6507
Document Number	0002310694
Instrument Date	May 27, 2026
Instrument	20262310694
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$136,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E WATERFORD DR, BELOIT, WI 53511-6507

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Sep 8, 2022
Property Address	620 E WATERFORD DR, BELOIT, WI 53511-6507
Document Number	0002226640
Instrument Date	Sep 6, 2022
Instrument	2226640
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E WATERFORD DR, BELOIT, WI 53511-6507

Mortgage

Document Number	0002226641
Date	Sep 8, 2022
Instrument	2226641

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,761.00 (+9.28%) Homeowner's exemption	$351,900 (-) Land $37,700 Building $314,200	$434,400 (+18.72%)
2023	$5,272.00 Homeowner's exemption	$351,900 Land $37,700 Building $314,200	$365,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, LiteWire, Verizon.

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