642 E Waterford Dr, Beloit, WI 53511 Property Records

Rock County property record for 642 E Waterford Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,110 sqft · built 2001
Lot Size	0.852 acres (37,113 sqft)
Owner	Individual Name on Record
Last Sale	$270,500 (Dec 2020)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-2-1004.2`

Property Details

APN / Parcel Number

Primary APN	`6-2-1004.2`
Alternative APN	`004 137002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	992 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	37,113 sqft (0.852 acres)
Garage Type	Attached
Garage Area	833 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 137002
Street Address	642 E WATERFORD DR
City	BELOIT
State	WI
Zip	53511-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 GLEN HILLS LOT 2
Legal Subdivision	GLEN HILLS
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1019
Census Tract	2400

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 E WATERFORD DR, BELOIT, WI 53511-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	20202173280
Last Transfer Date	Aug 3, 2023
Transfer Doc	0002245699
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	642 E WATERFORD DR, BELOIT, WI 53511-6507
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002189628
Date	Jun 7, 2021
Instrument	2189628

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2051

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 9, 2020
Property Address	642 E WATERFORD DR, BELOIT, WI 53511-6507
Document Number	0002173280
Instrument Date	Dec 4, 2020
Instrument	2173280
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 E WATERFORD DR, BELOIT, WI 53511-6507

Mortgage

Document Number	0002173281
Date	Dec 9, 2020
Instrument	2173281

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,569.00 (+9.32%) Homeowner's exemption	$340,600 (-) Land $39,800 Building $300,800	$420,500 (+18.75%)
2023	$5,094.00 Homeowner's exemption	$340,600 Land $39,800 Building $300,800	$354,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, LiteWire, Verizon.

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