620 E Lincoln St, Merrill, MI 48637 Property Records

Saginaw County property record for 620 E Lincoln St, Merrill, MI 48637

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,362 sqft · built 1980
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Nov 2019)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Nov 2019 Sale & Refinance Nov 2018 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-1-26-1113-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-1-26-1113-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,362 sqft
Unfinished Basement	1,362 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	147 ft deep x 85 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 E LINCOLN ST
City	MERRILL
State	MI
Zip	48637-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 GILMORES SUBDIVISION VILLAGE OF MERRILL SEC 26 T12N R1E
Legal Range	01E
Legal Township	12N
Legal Section	26
Legal Subdivision	GILMORES SUBDIVISION
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAGINAW MI
Township / Civil Division	JONESFIELD
Census Block Group	1
Census Block	1041
Census Tract	12200

Owner

620 E Lincoln St is owned and occupied by an individual who bought it in November 2019.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	620 E LINCOLN ST, MERRILL, MI 48637-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed, Transfer · Stand-Alone Refinance SAGINAW MEDICAL FEDERAL CREDIT UNION
Nov 14, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HSNG SVCS
Aug 25, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	201927495
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 7, 2019
Property Address	620 E LINCOLN ST, MERRILL, MI 48637-2515
Document Number	2019027495
Instrument Date	Sep 20, 2019
Instrument	2019027495
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4764 MACKINAW RD, SAGINAW, MI 48603-2104

Mortgage

Document Number	0000027496
Date	Nov 7, 2019
Instrument	2019027496

Lender

Name	SAGINAW MEDICAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2048

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 14, 2018
Property Address	620 E LINCOLN ST, MERRILL, MI 48637-2515
Document Number	0000028697
Instrument Date	Nov 2, 2018
Instrument	28697
Transaction Type	Foreclosure
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.99
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	620 E LINCOLN ST MERRILL MI 486372515, MERRILL, MI 48637-2515
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	620 E LINCOLN ST, MERRILL, MI 48637-2515
Document Number	0000025605
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E LINCOLN ST MERRILL MI 486372515, MERRILL, MI 48637-2515

Mortgage

Document Number	0000025605
Date	Sep 14, 2017
Instrument	25605

Lender

Name	DEPARTMENT OF HSNG SVCS
Address	SAINT LOUIS, MO 63120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	620 E LINCOLN ST, MERRILL, MI 48637-2515
Document Number	0000026986
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E LINCOLN ST MERRILL MI 486372515, MERRILL, MI 48637-2515

Mortgage

Document Number	0000026986
Date	Oct 2, 2017
Instrument	26986

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 620 E Lincoln St was $3,417 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Jonesfield Township
Municipality	Merrill Village
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700	$209,400
2025	$3,417.00 Homeowner's exemption
2023		$72,400	$144,800
2022	$2,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 E Lincoln St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 E Lincoln St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MERRILL serves 695 people · EPA ID MI0004276
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet.

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