Saginaw County property record for 535 E Lincoln St, Merrill, MI 48637
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,697 sqft · built 1967 |
| Lot Size | 0.429 acres (18,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2021) |
| Tax Bill | $5,040 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-1-26-1120-000 |
| Primary APN | 17-12-1-26-1120-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 1,697 sqft |
| Basement Area | 1,697 sqft |
| Finished Basement | 1,697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,687 sqft (0.429 acres) |
| Lot Dimensions | 147 ft deep x 127 ft wide |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 295 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 535 E LINCOLN ST |
|---|---|
| City | MERRILL |
| State | MI |
| Zip | 48637-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 & S 1/2 OF LOT 21 GILMORES SUBDIVISION VILLAGE OF MERRILL SEC 26 T12N R1E |
| Legal Range | 01E |
| Legal Township | 12N |
| Legal Section | 26 |
| Legal Subdivision | GILMORES SUBDIVISION |
| Legal Lot Number | 20-21 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | JONESFIELD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 12200 |
535 E Lincoln St is owned and occupied by two individuals who bought it in June 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 E LINCOLN ST, MERRILL, MI 48637-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Warranty Deed, Transfer QUICKEN LOANS LLC |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Feb 14, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Prior Sale | Feb 14, 2017 · Amount on File |
| Deed Document Number | 202122648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 28, 2021 |
| Property Address | 535 E LINCOLN ST, MERRILL, MI 48637-2533 |
| Document Number | 2021022648 |
| Map Reference | LB 15 PG 24 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021022648 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 46, MERRILL, MI 48637-0046 |
| Name | Verified Name |
|---|---|
| Address | 11693 WHITEHALL DR, STERLING HEIGHTS, MI 48313-5075 |
| Document Number | 0000023582 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021023582 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 535 E LINCOLN ST, MERRILL, MI 48637-2533 |
| Document Number | 0000012136 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6 MERRILL MI 486370006, MERRILL, MI 48637-0006 |
| Document Number | 0000012136 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 12136 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 29, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 14, 2017 |
| Property Address | 535 E LINCOLN ST, MERRILL, MI 48637-2533 |
| Document Number | 2017003555 |
| Book / Page | 15 / 24 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 2017003555 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 S PINE ST, HEMLOCK, MI 48626-9411 |
The 2025 property tax bill for 535 E Lincoln St was $5,040 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Jonesfield Township |
| Municipality | Merrill Village |
| Unified School District | Merrill Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,300 | $256,600 | |
| 2025 | $5,040.00 Homeowner's exemption | ||
| 2023 | $89,300 | $178,600 | |
| 2022 | $3,555.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 535 E Lincoln St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 535 E Lincoln St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MERRILL serves 695 people · EPA ID MI0004276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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