620 E Lexington Ave, Unit 5, El Cajon, CA 92020 Property Records

San Diego County property record for 620 E Lexington Ave, Unit 5, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 660 sqft · built 1990
Lot Size	0.972 acres (42,350 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2026)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`488-233-45-05`

Property Details

APN / Parcel Number

Primary APN	`488-233-45-05`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	660 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	42,350 sqft (0.972 acres)

Location & Zoning

Street Address	620 E LEXINGTON AVE, 5
City	EL CAJON
State	CA
Zip	92020-4654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1450
Legal Description	LOT 1 US 5 PER DOCS04-549811&-625112&UND INT IN TR 014822
Legal Subdivision	PALERMO CONDO
Legal Tract	014822
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15802

Owner

620 E Lexington Ave, Unit 5 is owned and occupied by two individuals who bought it in July 2026.

Source: San Diego County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 E LEXINGTON AVE, 5, EL CAJON, CA 92020-4654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 11, 2022	Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Aug 11, 2022 · Amount on File
Deed Document Number	2026218157
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000141725
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	620 E LEXINGTON AVE, 5, EL CAJON, CA 92020-4654
Document Number	0000218157
Instrument Date	May 6, 2026
Instrument	2026218157
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	FIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 E LEXINGTON AVE, 5, EL CAJON, CA 92020-4654

Mortgage

Document Number	0000218158,
Date	Jul 29, 2026
Instrument	2026218158

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000218160,
Date	Jul 29, 2026
Instrument	2026218160

Lender

Name	CITY OF CANTON

Agreement

Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2022
Property Address	620 E LEXINGTON AVE UNIT 5, 5, EL CAJON, CA 92020-4654
Document Number	0000325511
Map Reference	MAP 14822
Instrument Date	Jul 19, 2022
Instrument	2022-0325511
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E LEXINGTON AVE UNIT 5, 5, EL CAJON, CA 92020-4654

Mortgage

Document Number	0000325512
Date	Aug 11, 2022
Instrument	2022-0325512

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	620 E LEXINGTON AVE UNIT 5, 5, EL CAJON, CA 92020-4654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610148
Date	Dec 28, 2017
Instrument	2017-0610148

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	620 E LEXINGTON AVE UNIT 5, 5, EL CAJON, CA 92020-4654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064951
Date	Feb 7, 2020
Instrument	2020-0064951

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 620 E Lexington Ave, Unit 5 was $3,941, up 1.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$339,584 (+2%) Land $178,733 Building $160,851
2025	$3,941.00 (+1.05%)	$332,927 Land $175,229 Building $157,698
2024	$3,900.00 (+4.19%)
2023	$3,743.00 (+42.16%)	$310,000 Land $163,000 Building $147,000
2022	$2,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 E Lexington Ave, Unit 5 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 E Lexington Ave, Unit 5 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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