620 E Lexington Ave, Unit 1, El Cajon, CA 92020 Property Records

San Diego County property record for 620 E Lexington Ave, Unit 1, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 864 sqft · built 1990
Lot Size	0.972 acres (42,350 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Dec 2023)
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`488-233-45-01`

Property Details

APN / Parcel Number

Primary APN	`488-233-45-01`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	42,350 sqft (0.972 acres)

Location & Zoning

Street Address	620 E LEXINGTON AVE, 1
City	EL CAJON
State	CA
Zip	92020-4655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1450
Legal Description	LOT 1 US 1 PER DOCS04-549811&-625112&UND INT IN TR 014822
Legal Subdivision	PALERMO CONDO
Legal Tract	014822
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15802

Owner

620 E Lexington Ave, Unit 1 is owned by two individuals who bought it in December 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11968 VIA GRANERO, EL CAJON, CA 92019-4034
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Dec 8, 2023	Grant Deed, Construction Loan · Construction Mortgage DEEPHAVEN MORTGAGE LLC
Jul 13, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 5, 2019	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	2023338149
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0000483672
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	620 E LEXINGTON AVE UNIT 1, 1, EL CAJON, CA 92020-4655
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11724 ALDERHILL TER, SAN DIEGO, CA 92131-3864
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023339
Date	Jan 30, 2023
Instrument	2023-0023339

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2023
Property Address	620 E LEXINGTON AVE UNIT 1, 1, EL CAJON, CA 92020-4655
Document Number	0000338149
Map Reference	MAP 14822
Instrument Date	Nov 9, 2023
Instrument	2023-0338149
Transaction Type	Construction Loan
Record Updated	Dec 19, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11968 VIA GRANERO, EL CAJON, CA 92019-4034

Mortgage

Document Number	0000338150
Date	Dec 8, 2023
Instrument	2023-0338150

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2022
Property Address	620 E LEXINGTON AVE UNIT 1, 1, EL CAJON, CA 92020-4655
Document Number	0000288012
Map Reference	MAP 14822
Instrument Date	May 5, 2022
Instrument	2022-0288012
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E LEXINGTON AVE, EL CAJON, CA 92020-0603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000288013
Date	Jul 13, 2022
Instrument	2022-0288013

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000288014
Date	Jul 13, 2022
Instrument	2022-0288014

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2019
Property Address	620 E LEXINGTON AVE UNIT 1, 1, EL CAJON, CA 92020-4655
Document Number	0000483672
Map Reference	MAP 14822
Instrument Date	Oct 23, 2019
Instrument	2019-0483672
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12092 CALLE DE LEON UNIT 48, 48, EL CAJON, CA 92019-4947

Mortgage

Document Number	0000483738
Date	Oct 24, 2019
Instrument	2019-0483738

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2019
Property Address	620 E LEXINGTON AVE UNIT 1, 1, EL CAJON, CA 92020-4655
Document Number	0000123399
Instrument Date	Feb 21, 2019
Instrument	123399
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12092 CALLE DE LEON #48 EL CAJON CA 920194947, 48, EL CAJON, CA 92019-4947

Mortgage

Document Number	123400
Date	Apr 5, 2019
Instrument	123400

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 620 E Lexington Ave, Unit 1 was $4,939, down 0.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,562 (+2%) Land $97,709 Building $328,853
2025	$4,939.00 (-0.62%)	$418,199 Land $95,794 Building $322,405
2024	$4,970.00 (+1.64%)
2023	$4,890.00 (+42.11%)	$406,000 Land $93,000 Building $313,000
2022	$3,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 E Lexington Ave, Unit 1 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 E Lexington Ave, Unit 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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