Chippewa County property record for 620 E Garden St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1976 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,599 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 22808-0843-6466-0407 |
| Primary APN | 22808-0843-6466-0407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Year Built | Built 1976 |
|---|---|
| Roof Material | Metal |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 2217 |
|---|---|
| Street Address | 620 E GARDEN ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-3452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYBERG'S EAST 2ND ADDITION LOT 7 BLK 4 |
| Legal Range | 08W |
| Legal Township | 28N |
| Legal Section | 08 |
| Legal Subdivision | LYBERGS EAST 2ND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 10700 |
Source: Chippewa County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 620 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 620 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3452 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2020 |
| Name | Verified Name |
|---|
| Document Number | 898575 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 898575 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 (+14.58%) Homeowner's exemption | $175,700 (-) Land $19,000 Building $156,700 | $279,700 (+22.78%) |
| 2023 | $3,141.00 Homeowner's exemption | $175,700 Land $19,000 Building $156,700 | $227,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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