Chippewa County property record for 559 E Garden St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1964 |
| Owner | Individual Name on File |
| Tax Bill | $3,192 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22808-0834-6349-0302 |
| Primary APN | 22808-0834-6349-0302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 768 sqft |
| Year Built | Built 1964 |
|---|---|
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 2127 |
|---|---|
| Street Address | 559 E GARDEN ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYBERGS ADDITION LOT 2 BLK 3 |
| Legal Range | 08W |
| Legal Township | 28N |
| Legal Section | 08 |
| Legal Subdivision | LYBERGS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 10700 |
559 E Garden St is owned and occupied by an individual who acquired it in June 2024.
Source: Chippewa County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 559 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Apr 11, 2022 | Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS |
| Feb 4, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage WESTCONSIN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2024 |
| Deed Sale | Jun 12, 2024 |
| Prior Sale | Apr 11, 2022 · Amount on File |
| Deed Document Number | 951215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 559 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000910338 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 910338 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Apr 11, 2022 |
| Property Address | 559 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418 |
| Document Number | 0000930699 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 930699 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 559 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418 |
| Document Number | 0000930700 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 930700 |
| Name | LUMINATE HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000930701 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 930701 |
| Name | WISCONSIN HOUSING AND ECONOMIC DEVELOPME |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Feb 4, 2021 |
| Property Address | 559 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418 |
| Document Number | 0000913164 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 913164 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 559 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418 |
| Document Number | 0000913165 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 913165 |
| Name | WESTCONSIN CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 559 E Garden St was $3,192 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,192.00 Homeowner's exemption | $145,200 Land $17,800 Building $127,400 | $249,800 |
| 2023 | $2,552.00 Homeowner's exemption | $145,200 Land $17,800 Building $127,400 | $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 559 E Garden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 559 E Garden St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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