620 E 27th St, Panama City, FL 32405 Property Records

Bay County property record for 620 E 27th St, Panama City, FL 32405

Property Summary

Property Type	Vacant Land
Lot Size	1.49 acres (65,166 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2015)
Flood Zone	Zone X (minimal risk)
APN	`12885-015-000`

Property Details

APN / Parcel Number

Primary APN	`12885-015-000`

Exterior

Lot Area	65,166 sqft (1.49 acres)
Lot Dimensions	240 ft deep x 91 ft wide
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	620 E 27TH ST
City	PANAMA CITY
State	FL
Zip	32405
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC09
Legal Description	28 3S 14W -29.1A- 104B ST AND BAY DEV CO PLAT BEG S RW OF 27TH ST & W R/W OF
Legal Range	14W
Legal Township	03S
Legal Section	28
Legal Subdivision	ST AND BAY DEV CO
Legal Lot Number	69
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1011
Census Tract	1502

Owner

620 E 27th St, vacant land, is owned and occupied by an individual who bought it in July 2015.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	501 HARRISON AVE # 130, 130, PANAMA CITY, FL 32401-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2015 · Amount on File
Deed Sale	Jul 14, 2015 · Amount on File
Deed Document Number	0037172008
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$743,033 Land $698,615 Building $44,418	$743,033 Land $698,615 Building $44,418
2023	Additional exemption filed	$618,336 Land $573,918 Building $44,418	$618,336 Land $573,918 Building $44,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 E 27th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 176 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	52 (1998–2025)
Claims Outside the SFHA	24 of 52
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 19 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 8 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 E 27th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20