Bay County property record for 605 E 27th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,042 sqft · built 1973 |
| Lot Size | 1.37 acres (59,982 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,000 (Apr 1998) |
| Tax Bill | $4,242 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12873-000-000 |
| Primary APN | 12873-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,042 sqft Heated Area |
| Gross Area | 3,043 sqft |
| 1st Floor Area | 2,042 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 59,982 sqft (1.37 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 360 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 605 E 27TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | 28 3S 14W -15.1- 104B ST A B DEV CO PLAT W 200' LOT 60 AND TRACT A OF |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Tract | A |
| Legal Lot Number | 60 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1502 |
605 E 27th St is owned by a company that bought it in April 1998 and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 605 E 27TH ST, PANAMA CITY, FL 32405-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 1998 · Amount on File |
| Deed Sale | Apr 3, 1998 · Amount on File |
| Deed Document Number | 0001784595 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 605 E 27th St was $4,242.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,242.00 | $268,620 Land $97,600 Building $171,020 | $268,620 Land $97,600 Building $171,020 |
| 2023 | $3,961.00 (+90.34%) | $222,427 (+46.86%) Land $74,800 Building $147,627 | $222,427 (+11.84%) Land $74,800 Building $147,627 |
| 2022 | $2,081.00 Homeowner's exemption | $151,459 | $198,875 Land $64,768 Building $134,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 E 27th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 176 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 52 (1998–2025) |
| Claims Outside the SFHA | 24 of 52 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 E 27th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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