St. Clair County property record for 620 Division St, Port Huron, MI 48060 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1913 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (May 2019) |
| Tax Bill | $1,130 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Feb 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-743-0006-000 |
| Primary APN | 74-06-743-0006-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 620 DIVISION ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50 FT LOT 1 & E 50 FT LOT 2 BLK 3 INC W 1/2 VAC ALLEY ADJ MAP OF THAT PART OF THE CITY OF PORT HURON ON THE SOUTH SIDE OF BLACK RIVER AS RECORDED IN LIBER B OF PLATS PG 14 ST CLAIR COUNTY REGISTER OF DEEDS **COMMONLY KNOWN AS WHITE PLAT |
| Legal Block | 3 |
| Legal Lot Number | 1-2 |
| Legal Unit | 1,2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 621000 |
Source: St. Clair County records · APN 74-06-743-0006-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3515 PLEASANTDALE RD, 328, ATLANTA, GA 30340-5674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 13, 2025 | Transfer on Death Deed, Transfer |
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITY OF PORT HURON |
| Apr 13, 2018 | Grant Deed, Transfer HURON TITLE |
| Feb 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Apr 13, 2018 · Amount on Record |
| Deed Document Number | 20199787 |
| Deed Book / Page | 5055 / 752 |
| Last Transfer Date | Oct 13, 2025 |
| Transfer Doc | 0005860463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 13, 2025 |
| Property Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Document Number | 0005860463 |
| Book / Page | 5860 / 463 |
| Map Reference | LB B PG 14 & 15 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 2025019406 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2538 LOCUST ST, PORT HURON, MI 48060-4121 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3515 PLEASANTDALE RD APT 328, 328, ATLANTA, GA 30340-5674 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Document Number | 0005490236 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 5490/236 |
| Instrument | 2022004340 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 13, 2019 |
| Property Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Document Number | 0005055752 |
| Book / Page | 5055 / 752 |
| Map Reference | LB B PG 14-15 |
| Instrument Date | May 03, 2019 |
| Instrument | 2019009787 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Document Number | 0005057269 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 5057/269 |
| Instrument | 2019010126 |
| Name | CITY OF PORT HURON |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 13, 2018 |
| Property Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Document Number | 0049350056 |
| Book / Page | 004935 / 000056 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | HURON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $418.66 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 15TH ST PORT HURON MI 480604242, PORT HURON, MI 48060-4242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 20, 2018 |
| Property Address | 620 DIVISION ST, PORT HURON, MI 48060-6307 |
| Document Number | 0049180682 |
| Book / Page | 004918 / 000682 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,130.00 (-16.3%) Homeowner's exemption | $40,800 (+19.3%) | |
| 2024 | $1,350.00 (+30.56%) | $81,600 (+19.3%) | |
| 2023 | $34,200 | ||
| 2022 | $1,034.00 | $68,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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