613 Division St, Port Huron, MI 48060 Property Records

St. Clair County property record for 613 Division St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 884 sqft · built 1912
Lot Size	0.054 acres (2,352 sqft)
Owner	Company Name on Record
Last Sale	$85,535 (Jun 2026)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0634-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0634-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	78.5 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	613 DIVISION ST
City	PORT HURON
State	MI
Zip	48060-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 30 FT LOT 13 BLK 48 WHITE PLAT
Legal Subdivision	WHITE PLAT
Legal Block	48
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3011
Census Tract	621000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1975 MICHIGAN AVE, B1, MARYSVILLE, MI 48040-1829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERIFIRST FINANCIAL CORP
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202612382
Deed Book / Page	5935 / 329
Prior Transfer Date	Jun 20, 2008
Prior Transfer Doc	003856/389
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 18, 2026
Property Address	613 DIVISION ST, PORT HURON, MI 48060-6306
Document Number	0000012382
Book / Page	5935 / 329
Instrument Date	Jun 5, 2026
Instrument	202612382
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$64,792.51
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1975 MICHIGAN AVE, B1, MARYSVILLE, MI 48040-1829

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	613 DIVISION ST, PORT HURON, MI 48060-6306
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 13TH ST, PORT HURON, MI 48060-5706

Mortgage

Document Number	5436660
Date	Oct 19, 2021
Book Page	5436/660
Instrument	2021029526

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 26, 2021
Property Address	613 DIVISION ST, PORT HURON, MI 48060-6306
Document Number	5413674
Book / Page	5413 / 674
Map Reference	LB B PG 14&15
Instrument Date	Aug 11, 2021
Instrument	2021024626
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5216 HODSON DR, 5216, INDIANAPOLIS, IN 46241-6106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 13TH ST, PORT HURON, MI 48060-5706

Mortgage

Document Number	2021024627
Date	Aug 26, 2021
Instrument	2021024627

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	5413690
Date	Aug 26, 2021
Book Page	5413/690
Instrument	2021024628

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,000 (+6.67%)	$112,000 (+6.67%)
2025	$2,337.00 (+2.73%) Homeowner's exemption	$52,500 (+12.18%)
2024	$2,275.00 (+18.12%)		$105,000 (+12.18%)
2023		$46,800
2022	$1,926.00		$93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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