San Luis Obispo County property record for 620 Cornwall Ave, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,107 sqft · built 1946 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-157-005 |
| Primary APN | 006-157-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,107 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Street Address | 620 CORNWALL AVE |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY AG WEST ADD BL 8 LTS 3 & 4 |
| Legal Subdivision | CY AG WEST ADD |
| Legal Block | 8 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11901 |
620 Cornwall Ave is owned and occupied by two individuals who acquired it in January 2003.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 CORNWALL AVE, ARROYO GRANDE, CA 93420-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust · Reverse Mortgage ACCOMMODATION/COURTESY RECOR |
| Sep 30, 2026 | Deed of Trust, Mortgage · Reverse Mortgage DIGNIFIED HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2003 |
| Transfer Doc | 0000002039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 620 CORNWALL AVE, ARROYO GRANDE, CA 93420-3217 |
| Document Number | 0000030870 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202630870 |
| Record Updated | Oct 8, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECOR |
| Name | Verified Name |
|---|---|
| Address | 620 CORNWALL AVE, ARROYO GRANDE, CA 93420-3217 |
| Document Number | 0000030870, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202630870 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 902 Months |
| Due | Nov 16, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 620 CORNWALL AVE, ARROYO GRANDE, CA 93420-3217 |
| Document Number | 0000030869 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202630869 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 620 CORNWALL AVE, ARROYO GRANDE, CA 93420-3217 |
| Document Number | 0000030869, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202630869 |
| Name | DIGNIFIED HOME LOANS |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 902 Months |
| Due | Nov 16, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 620 Cornwall Ave was $1,568 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $156,889 (+2%) Land $46,181 Building $110,708 | |
| 2025 | $1,568.00 Homeowner's exemption | $153,814 Land $45,276 Building $108,538 |
| 2023 | $1,498.00 (+1.63%) Homeowner's exemption | $147,843 Land $43,519 Building $104,324 |
| 2022 | $1,474.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 620 Cornwall Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1993–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Cornwall Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.
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