617 Cornwall Ave, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 617 Cornwall Ave, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,696 sqft · built 1962
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (May 2013)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-165-002`

Property Details

APN / Parcel Number

Primary APN	`006-165-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	617 CORNWALL AVE, A
City	ARROYO GRANDE
State	CA
Zip	93420-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY ARGR WESTERN ADD BL 3 LTS 25 & 26
Legal Subdivision	CY ARGR WESTERN ADD
Legal Block	3
Legal Lot Number	25,26
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2042
Census Tract	11901

Owner

617 Cornwall Ave is owned and occupied by two individuals who acquired it in February 2015.

Source: San Luis Obispo County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jul 29, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2013 · Amount on File
Deed Sale	May 16, 2013 · Amount on File
Prior Sale	Jun 15, 1995 · Amount on File
Deed Document Number	201328163
Last Transfer Date	Feb 20, 2015
Transfer Doc	0000008398
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255

Mortgage

Document Number	0000006668
Date	Mar 14, 2024
Instrument	2024006668

Lender

Name	BANNER BANK
Type	Bank
Address	LOS ANGELES, CA 90036

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030275
Date	Jul 29, 2019
Instrument	2019030275

Lender

Name	FREEDOM MORTGAGE CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017692
Date	Apr 13, 2020
Instrument	2020017692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CORNWALL AVE, ARROYO GRANDE, CA 93420-3255

Mortgage

Document Number	0000003761
Date	Jan 19, 2021
Instrument	2021003761

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 617 Cornwall Ave was $2,387 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$260,588 (+13.06%) Land $119,908 Building $140,680
2025	$2,387.00 Homeowner's exemption	$230,479 Land $117,557 Building $112,922
2023	$2,282.00 (+1.6%) Homeowner's exemption	$221,531 Land $112,993 Building $108,538
2022	$2,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 617 Cornwall Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1993–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Cornwall Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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