620 Chestnut St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 620 Chestnut St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,811 sqft · built 1900
Lot Size	0.077 acres (3,354 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,566 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B:072 L:247 S:022`

Property Details

APN / Parcel Number

Primary APN	`B:072 L:247 S:022`
Alternative APN	`LYNN M:072 B:247 L:022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,811 sqft Living Area
Gross Area	2,972 sqft
Basement Area	958 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,354 sqft (0.077 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	620 CHESTNUT ST
City	LYNN
State	MA
Zip	01904-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	247
Legal Lot Number	22
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5010
Census Tract	205200

Owner

620 Chestnut St is owned and occupied by two individuals who acquired it in April 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 CHESTNUT ST, LYNN, MA 01904-2635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018
Deed Sale	Apr 3, 2018
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	2018180403002270
Deed Book / Page	36624 / 121
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	May 6, 2026
Property Address	620 CHESTNUT ST, LYNN, MA 01904-2635
Document Number	0043370-74
Book / Page	43370 / 74
Instrument Date	May 1, 2026
Instrument	20261540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHESTNUT ST, LYNN, MA 01904-2635

Mortgage

Document Number	0000001540,
Date	May 6, 2026
Book Page	43370/74
Instrument	20261540

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 3, 2018
Property Address	620 CHESTNUT ST, LYNN, MA 01904-2635
Document Number	36624-121
Book / Page	036624 / 000121
Instrument Date	Mar 21, 2018
Instrument	1804032270
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 CHESTNUT ST LYNN MA 019042635, LYNN, MA 01904-2635

Tax Assessment & Valuation

The 2025 property tax bill for 620 Chestnut St was $5,566, up 3.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,566.00 (+3.09%)	$537,300 (+4.8%) Land $175,500 Building $361,800	$554,990
2024	$5,399.00 (+5.49%)	$512,700 (+11.7%) Land $171,500 Building $341,200
2023	$5,118.00	$459,000 Land $161,200 Building $297,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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