Essex County and Lynn City property record for 615 Chestnut St, Lynn, MA 01904
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,228 sqft · built 1910 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,000 (Jun 2005) |
| Tax Bill | $7,022 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | B:072 L:174 S:016 |
| Primary APN | B:072 L:174 S:016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 3,660 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,097 sqft (0.117 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 615 CHESTNUT ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2640 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Block | 174 |
| Legal Lot Number | 16 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 205200 |
615 Chestnut St, a duplex, is owned and occupied by an individual who bought it in June 2005.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 CHESTNUT ST, LYNN, MA 01904-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2005 · Amount on File |
| Deed Sale | Jun 30, 2005 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 615 CHESTNUT ST, LYNN, MA 01904-2640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 040562-536 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 40562/536 |
| Instrument | 20211210000990 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 615 Chestnut St was $7,022, up 4.5% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,022.00 (+4.48%) | $677,821 (+6.19%) Land $194,300 Building $483,521 | $690,264 |
| 2024 | $6,721.00 (+1.14%) | $638,300 (+7.1%) Land $190,000 Building $448,300 | |
| 2023 | $6,645.00 | $596,000 Land $178,500 Building $417,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1978–2018) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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