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  5. Cardinal Rd

620 Cardinal Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 620 Cardinal Rd, Murphy, NC 28906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,816 sqft Heated Area
Lot Size41,382 sqft (0.95 acres)
Last Sale$73,800 (1995)
Tax Bill$1,326.00 (2025)

Property Details

APN / Parcel Number

Primary APN459213035131000
Alternative APN
  • 440044084419

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,816 sqft Heated Area
Gross Area2,456 sqft Gross Area
1st Floor1,384 sqft 1st Floor
Upper Floors432 sqft Upper Floors
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialAsphalt Roof
Lot Area41,382 sqft (0.95 acres)
Depth X Width329 ft x 134 ft Depth x Width
Deck Area360 sqft Deck
Porch Area280 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number440044084419
Street Address620 CARDINAL RD
CityMURPHY
StateNC
Zip28906-3268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 13-9 TARHEEL PROP
Legal SubdivisionPALMERS SURVEYING INC
Legal Lot Number13-9
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup3
Census Block3002
Census Tract930502

Owner

Source: Cherokee County records · APN 459213035131000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 547, MURPHY, NC 28906-0547
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Aug 01, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Oct 30, 2019Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Aug 03, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 1995 · Amount on Record
Deed SaleJun 01, 1995 · Amount on Record
Deed Book / Page737 / 127
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Recording DateApr 17, 2026
Property Address620 CARDINAL RD, MURPHY, NC 28906-3268
Document Number001799/597
Book / Page1799 / 597
Instrument DateApr 13, 2026
Instrument20261788
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 CARDINAL RD, MURPHY, NC 28906-3268
InvestorPossibly a Property Investor

Mortgage

Document Number0000001788,
DateApr 17, 2026
Book Page1799/597
Instrument20261788
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term301 Months
DueMay 01, 2051
Interest
Rate6.11%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address620 CARDINAL RD, MURPHY, NC 28906-3268
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001717/985
DateAug 01, 2022
Book Page1717/985
Instrument5013
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address620 CARDINAL RD, MURPHY, NC 28906-3268
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyMEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01627/0459
DateOct 30, 2019
Book Page01627/0459
Instrument05228
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term362 Months
DueDec 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address620 CARDINAL RD, MURPHY, NC 28906-3268
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01566/0142
DateAug 03, 2017
Book Page01566/0142
Instrument03385
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2032

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address620 CARDINAL RD, MURPHY, NC 28906-3268
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01627/0444
DateOct 30, 2019
Book Page01627/0444
Instrument05227
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateNov 01, 2024
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change9.12%
Index5-Year CMT
Margin2
Max Rate9.12%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00$175,070 (-)$175,070 (-) Land $10,000 Building $165,070
2023$175,070$175,070 Land $10,000 Building $165,070

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