Cherokee County property record for 386 Cardinal Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 600 sqft Heated Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2021) |
| Tax Bill | $1,352.00 (2025) |
| Primary APN | 459213026719000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 600 sqft Heated Area |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Depth X Width | 257 ft x 211 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | Open Porch |
| Porch Area | 640 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 54628 |
|---|---|
| Street Address | 386 CARDINAL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 14-4 TARHEEL PROP 1122/391 |
| Legal Phase | 1122 |
| Legal Tract | 14 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 459213026719000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 386 CARDINAL RD, MURPHY, NC 28906-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 24, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Deed Doc Number | 3445 |
| Deed Book / Page | 1681 / 917 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 386 CARDINAL RD, MURPHY, NC 28906-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 386 CARDINAL RD, MURPHY, NC 28906-3161 |
| Document Number | 0001704/57 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 1704/57 |
| Instrument | 962 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 24, 2021 |
| Property Address | 386 CARDINAL RD, MURPHY, NC 28906-3161 |
| Document Number | 1681/917 |
| Book / Page | 1681 / 917 |
| Instrument Date | May 06, 2021 |
| Instrument | 3445 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 11TH AVE W, 431, BRADENTON, FL 34205 |
| Name | Verified Name |
|---|---|
| Address | 7539 JACKSON BLVD APT B6, B6, FOREST PARK, IL 60130-1834 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,352.00 | $166,810 (-) | $166,810 (-) Land $20,000 Building $146,810 |
| 2023 | $166,810 | $166,810 Land $20,000 Building $146,810 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 40th percentile nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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