Sumter County property record for 620 Cadena Cir, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 2,074 sqft · built 1998 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,105 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12U035 |
| Primary APN | 121823D12U035 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,074 sqft Living Area |
|---|---|
| Gross Area | 2,694 sqft |
| 1st Floor Area | 2,074 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 91 sqft |
| Porch | Patio |
| Porch Area | 200 sqft |
| Street Address | 620 CADENA CIR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 THE VILLAGES OF SUMTER UNIT NO. 16 PLAT BOOK 5 PAGES 2-2A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 35 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 911704 |
620 Cadena Cir is owned and occupied by an individual who acquired it in May 2020.
Source: Sumter County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 CADENA CIR, LADY LAKE, FL 32159-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 28, 2020 |
| Transfer Doc | 0037670279 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 620 Cadena Cir was $3,105 with a homeowner's exemption, up 1.3% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,105.00 (+1.27%) Homeowner's exemption | $262,160 | $402,530 Land $71,500 Building $331,030 |
| 2024 | $3,066.00 (+10.77%) | ||
| 2023 | $2,768.00 (+3.05%) Additional exemption filed | $247,360 (+3%) | $417,000 (+8.31%) Land $71,500 Building $345,500 |
| 2022 | $2,686.00 Homeowner's exemption | $240,160 | $385,010 Land $57,200 Building $327,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Cadena Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Cadena Cir is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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