607 Cadena Cir, Lady Lake, FL 32159 Property Records

Sumter County property record for 607 Cadena Cir, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	2,069 sqft · built 1998
Lot Size	0.219 acres (9,526 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (May 2024)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`121823D12U084`

Property Details

APN / Parcel Number

Primary APN	`121823D12U084`
Alternative APNs	`D12U084` `1012926`

Interior

Building Area	2,069 sqft Living Area
Gross Area	3,137 sqft
1st Floor Area	2,069 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	9,526 sqft (0.219 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Screened Porch
Porch Area	628 sqft

Location & Zoning

Street Address	607 CADENA CIR
City	LADY LAKE
State	FL
Zip	32159-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 THE VILLAGES OF SUMTER UNIT 16 PB 5 PGS 2-2A
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	84
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2021
Census Tract	911704

Owner

607 Cadena Cir is owned and occupied by two individuals who bought it in May 2024.

Source: Sumter County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	607 CADENA CIR, THE VILLAGES, FL 32159-9484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Deed Document Number	202417442
Deed Book / Page	4642 / 468
Prior Transfer Date	Sep 22, 2008
Prior Transfer Doc	0020000276
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 11, 2023
Property Address	607 CADENA CIR, THE VILLAGES, FL 32159-9484
Document Number	0045420499
Book / Page	4542 / 499
Map Reference	MB 5 PG 2-2A
Instrument Date	Sep 20, 2023
Instrument	202360038596
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 WALNUT ST, DES MOINES, IA 50309-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 19TH AVE, GARDEN CITY, CO 80631-5210

Tax Assessment & Valuation

The 2025 property tax bill for 607 Cadena Cir was $4,404 with a homeowner's exemption, down 9.6% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,404.00 (-9.55%) Homeowner's exemption	$391,650 Land $57,160 Building $334,490	$391,650 Land $57,160 Building $334,490
2024	$4,869.00 (+4.51%)
2023	$4,659.00 (+79.47%)	$391,510 (+68.77%) Land $38,110 Building $353,400	$391,510 (+0.77%) Land $38,110 Building $353,400
2022	$2,596.00 Homeowner's exemption Widower's exemption	$231,980	$388,510 Land $38,110 Building $350,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Cadena Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Cadena Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20