620 4th St, Buffalo, IA 52728 Property Records

Scott County property record for 620 4th St, Buffalo, IA 52728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,083 sqft · built 1953
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2025)
Tax Bill	$2,446 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7222310041`

Property Details

APN / Parcel Number

Primary APN	`7222310041`
Alternative APN	`00000000722231004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area
Basement Area	1,083 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	00000000722231004
Street Address	620 4TH ST
City	BUFFALO
State	IA
Zip	52728-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HECKLE & KAUTZ'S ADD LOT: 004 BLOCK: 012 HECKLE & KAUTZ'S ADDTHE 66' E OF ADJ LOT4 BLK 12 EXC 20'ALLEY PER SURVEY 14- 7164
Legal Subdivision	HECKLE & KAUTZ'S ADD
Legal Block	12
Legal Lot Number	4
Jurisdiction	SCOTT IA
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3026
Census Tract	10401

Owner

Source: Scott County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	620 4TH ST, BUFFALO, IA 52728-7717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Document Number	2025-000063
Record Updated	Jun 7, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jan 2, 2025
Property Address	620 4TH ST, BUFFALO, IA 52728-7717
Document Number	2025000063
Instrument Date	Dec 27, 2024
Instrument	2025-000063
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 4TH ST, BUFFALO, IA 52728-7717

Mortgage

Document Number	2025000064
Date	Jan 2, 2025
Instrument	2025-000064

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Buffalo City
County	Scott County
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,000 (+13.32%) Land $18,500 Building $158,500	$177,000 (+13.32%) Land $18,500 Building $158,500
2024	$2,446.00 (+14.84%)
2023		$156,200 (+17.42%) Land $18,500 Building $137,700	$156,200 (+17.42%) Land $18,500 Building $137,700
2022	$2,130.00 (+2.01%) Homeowner's exemption	$133,030 Land $11,320 Building $121,710
2021	$2,088.00		$133,030 Land $11,320 Building $121,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	41 (1982–2019)
Claims Outside the SFHA	12 of 41
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 10 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20