616 4th St, Buffalo, IA 52728 Property Records

Scott County property record for 616 4th St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,128 sqft · built 1955
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on File
Tax Bill$2,472 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN722231006

Property Details

APN / Parcel Number

Primary APN722231006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Finished Basement525 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,977 sqft (0.252 acres)
Lot Dimensions140 ft deep x 79 ft wide
Garage TypeDetached
Garage Area1,304 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area286 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address616 4TH ST
CityBUFFALO
StateIA
Zip52728-7717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC:22 TWP:77 RNG:02PT SE SW NW COM 66'E NE COR LOT 4 BLK12 HECKLE & KAUTZ: E78.5'-S 140' W 78.5'-N 140' TO BEG
Legal Range02W
Legal Township77N
Legal Section22
Legal SubdivisionMETES & BOUNDS
Legal Block12
Legal Lot Number4
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3026
Census Tract10401

Owner

616 4th St is owned and occupied by two individuals.

Source: Scott County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address616 4TH ST, BUFFALO, IA 52728-7717
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASCENTRA CU
Jul 26, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ASCENTRA CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address616 4TH ST, BUFFALO, IA 52728-7717
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100004775
DateFeb 8, 2021
Instrument202100004775
Lender
NameASCENTRA CU
TypeCredit Union
AddressBETTENDORF, IA 52722
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2031

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address616 4TH ST, BUFFALO, IA 52728-7717
Transaction TypeMortgage
Record UpdatedAug 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900018541
DateJul 26, 2019
Instrument201900018541
Lender
NameASCENTRA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 616 4th St was $2,472 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,472.00$194,100 (-) Land $22,000 Building $172,100$194,100 (-) Land $22,000 Building $172,100
2025$2,472.00 (-4.7%) Homeowner's exemption$194,100 Land $22,000 Building $172,100$194,100 Land $22,000 Building $172,100
2024$2,594.00
2023$189,600 Land $22,000 Building $167,600$189,600 Land $22,000 Building $167,600
2022$2,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 4th St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1982–2019)
Claims Outside the SFHA12 of 41
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 4th St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 76% of Iowa
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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