620 2nd Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 620 2nd Ave N, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,371 sqft · built 1920
Lot Size	0.212 acres (9,214 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jun 2011)
Tax Bill	$4,262 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.00240.00`

Property Details

APN / Parcel Number

Primary APN	`19.00240.00`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	1,083 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	9,214 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 77 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 2ND AVE N
City	SAUK RAPIDS
State	MN
Zip	56379-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-036 RANGE-031 TOWN OF SAUK RAPIDS LOT-007 BLOCK-023 LESS SLY 6 FT & SELY 1/2 OF VAC 7TH ST N LYING ADJ TO LOT &
Legal Range	031
Legal Township	036
Legal Section	23
Legal Subdivision	TOWN OF SAUK RAPIDS
Legal Block	23
Legal Lot Number	7
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1021
Census Tract	21103

Owner

620 2nd Ave N is owned and occupied by an individual who acquired it in November 2012.

Source: Benton County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	620 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage BREMER BANK NATIONAL ASSOCIATION
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2011 · Amount on File
Deed Sale	Jun 16, 2011 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	20111382210
Last Transfer Date	Nov 13, 2012
Transfer Doc	392686
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	620 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	422401
Date	Apr 27, 2017
Instrument	422401

Lender

Name	BREMER BANK NATIONAL ASSOCIATION
Type	Bank
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	620 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESULTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445927
Date	Sep 16, 2020
Instrument	445927

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 620 2nd Ave N was $4,262 with a homeowner's exemption, up 4.7% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,262.00 (+4.67%) Homeowner's exemption	$246,500 (+3.18%) Land $39,100 Building $207,400	$246,500 (+3.18%) Land $39,100 Building $207,400
2025	$4,072.00 Homeowner's exemption	$238,900 Land $35,600 Building $203,300	$238,900 Land $35,600 Building $203,300
2023	$2,552.00	$232,500 Land $35,600 Building $196,900	$232,500 Land $35,600 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 2nd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 2nd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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