616 2nd Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 616 2nd Ave N, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1910
Lot Size	0.193 acres (8,390 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Mar 2026)
Tax Bill	$3,214 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.00241.00`

Property Details

APN / Parcel Number

Primary APN	`19.00241.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	8,390 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	616 2ND AVE N
City	SAUK RAPIDS
State	MN
Zip	56379-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-036 RANGE-031 TOWN OF SAUK RAPIDS LOT-008 BLOCK-023 & SLY 6 FT OF LOT 7 & PART OF VAC ALLEY LYING ADJ TO LOT
Legal Range	031
Legal Township	036
Legal Section	23
Legal Subdivision	TOWN OF SAUK RAPIDS
Legal Block	23
Legal Lot Number	7-8
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1021
Census Tract	21103

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ST CLOUD FCU
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 20, 2018	Affidavit, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	2026482463
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	0000431236
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 30, 2026
Property Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Document Number	0000482463
Instrument Date	Mar 27, 2026
Instrument	482463
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616

Mortgage

Document Number	0000482464
Date	Mar 30, 2026
Instrument	482464

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 2, 2021
Property Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Document Number	0000452803
Instrument Date	May 28, 2021
Instrument	452803
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	ND GUARANTY AND TITLE COMPANY, GUARANTY & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616

Mortgage

Document Number	0000452804
Date	Jun 2, 2021
Instrument	452804

Lender

Name	ST CLOUD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 20, 2018
Property Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Document Number	0000431237
Instrument Date	Aug 17, 2018
Instrument	431237
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616

Mortgage

Document Number	0000431238
Date	Aug 20, 2018
Instrument	431238

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BENTON MN
Recording Date	Aug 20, 2018
Property Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Document Number	0000431236
Instrument Date	Aug 17, 2018
Instrument	431236
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 2ND AVE N, SAUK RAPIDS, MN 56379-1616
Mail Care Of	LYNN M KOESTER

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,214.00 (-5.97%)	$197,400 (+2.76%) Land $31,600 Building $165,800	$197,400 (+2.76%) Land $31,600 Building $165,800
2025	$3,418.00 (+53.55%)	$192,100 (+2.73%) Land $28,800 Building $163,300	$192,100 (+2.73%) Land $28,800 Building $163,300
2023	$2,226.00	$187,000 Land $28,800 Building $158,200	$187,000 Land $28,800 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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