62 Wilcox St, Mount Vernon, TX 75457 Property Records

Franklin County property record for 62 Wilcox St, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,024 sqft · built 1981
Lot Size	1.27 acres (55,626 sqft)
Owner	Individual Name on Record
Tax Bill	$21,368 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2019 Mortgage
APN	`02370-00000-00366-000000`

Property Details

APN / Parcel Number

Primary APN	`02370-00000-00366-000000`
Alternative APN	`514`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,024 sqft Total Area

Exterior

Year Built	Built 1981
Lot Area	55,626 sqft (1.27 acres)
Lot Width	325 ft Width
Garage Area	480 sqft
Porch	Porch
Porch Area	1,012 sqft
Patio Area	580 sqft

Location & Zoning

Account Number	514
Old Parcel Number	023700000000366000000
Street Address	62 WILCOX ST
City	MOUNT VERNON
State	TX
Zip	75457-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 84 D COOTS LT 366R-1 SNUG HARBOR LEASEHOLD STRUCTURAL ELEVATION ; 384.369
Legal Subdivision	SNUG HARBOR
Legal Lot Number	366R-1
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3080
Census Tract	950101

Owner

Source: Franklin County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1204 CHEROKEE PL, RICHARDSON, TX 75080-3908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 6, 2019	Vendor's Lien, Transfer · ARM VERITEX COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024
Deed Sale	Jun 14, 2024
Prior Sale	Jun 6, 2019
Deed Document Number	000463/914
Deed Book / Page	463 / 914
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	62 WILCOX ST, MOUNT VERNON, TX 75457-8201
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CHEROKEE PL, RICHARDSON, TX 75080-3908

Mortgage

Document Number	0000177678
Date	Feb 3, 2026
Instrument	177678

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Jun 6, 2019
Property Address	62 WILCOX ST, MOUNT VERNON, TX 75457-8201
Document Number	00370/0010
Book / Page	370 / 0010
Map Reference	SL 277B
Instrument Date	Oct 4, 2018
Instrument	154497
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25522 FAR POINT COURT, 25522, SPRING, TX 77389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 FLY IN LAKE RD, ATHENS, TX 75752-4154

Mortgage

Document Number	0000154498
Date	Jun 6, 2019
Instrument	154498

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	352 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.29%
Type Change Date	Oct 4, 2023
Change Frequency	Annually
Min Rate At Change	3.29%
Max Rate At Change	9.29%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,368.00 (+91.47%)	$1,664,560 (+44%) Land $934,960 Building $1,207,150	$2,142,110 (+85.31%) Land $934,960 Building $1,207,150
2023		$1,155,940 Land $410,820 Building $745,120	$1,155,940 Land $410,820 Building $745,120
2021	$11,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD N PLANT 1 & NE PLANT serves 13,698 people · EPA ID TX0800003
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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