62 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 62 Seneca St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1928
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jan 2024)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-482-010`

Property Details

APN / Parcel Number

Primary APN	`06-11-482-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,904 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	62 SENECA ST
City	ELGIN
State	IL
Zip	60120-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A J WALDRONS SUB OUTLOT 1 OF P J KIMBALL JRS 3RD ADDN EAST 3 RODS LOT 1 BLOCK 39
Legal Subdivision	A J WALDRONS SUB
Legal Block	39
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851302

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 SENECA ST, ELGIN, IL 60120-3622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 30, 2023	Warranty Deed, Transfer
Apr 11, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	20242321
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2024
Property Address	62 SENECA ST, ELGIN, IL 60120-3622
Document Number	0000002321
Instrument Date	Jan 17, 2024
Instrument	2024K002321
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	62 SENECA ST, ELGIN, IL 60120-3622

Mortgage

Document Number	0000002322
Date	Jan 24, 2024
Instrument	2024K002322

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 30, 2023
Property Address	62 SENECA ST, ELGIN, IL 60120-3622
Document Number	0000017133
Instrument Date	May 26, 2023
Instrument	2023K017133
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80I1 SOUTH EAST AVE, SOUTH ELGIN, IL 60177

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2023
Property Address	62 SENECA ST, ELGIN, IL 60120-3622
Document Number	0000011226
Instrument Date	Mar 1, 2023
Instrument	2023K011226
Transaction Type	Foreclosure
Record Updated	Apr 19, 2023

Transaction

Amount	Amount Recorded
Tax	$88.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SLADE AVE, ELGIN, IL 60120-3067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (+31.81%)
2024		$60,591 (+21.4%) Land $10,705 Building $49,886	$181,846 (+21.44%) Land $32,128 Building $149,718
2022	$3,807.00 (+4.96%) Homeowner's exemption	$49,912 (+6.96%) Land $8,818 Building $41,094	$149,736 (+6.96%) Land $26,454 Building $123,282
2021	$3,627.00 Homeowner's exemption	$46,664 Land $8,244 Building $38,420	$139,992 Land $24,732 Building $115,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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