62 S Cedar St, Troy, OH 45373 Property Records

Miami County property record for 62 S Cedar St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 2009
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Aug 2017)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`D08-105952`

Property Details

APN / Parcel Number

Primary APN	`D08-105952`
Alternative APNs	`050621.3-18-002-00` `D08006890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	95 ft deep x 55 ft wide
Porch	Slab
Porch Area	25 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	62 S CEDAR ST
City	TROY
State	OH
Zip	45373-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10278
Legal Lot Number	10278
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4000
Census Tract	365301

Owner

62 S Cedar St is owned and occupied by an individual who bought it in August 2017.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	62 S CEDAR ST, TROY, OH 45373-2910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Conventional with PMI HABITAT FOR HUMANITY
Aug 7, 2017	Limited Warranty Deed, Transfer HABITAT FOR HUMANITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Document Number	2017OR-09656
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	62 S CEDAR ST, TROY, OH 45373-2910
Document Number	0000009657
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 S CEDAR ST TROY OH 453732910, TROY, OH 45373-2910

Mortgage

Document Number	0000009657
Date	Aug 7, 2017
Instrument	9657

Lender

Name	HABITAT FOR HUMANITY
Address	TROY, OH 45373

Agreement

Type	Conventional with PMI
Amount	Amount on Record

August 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 7, 2017
Property Address	62 S CEDAR ST, TROY, OH 45373-2910
Document Number	0000009656
Map Reference	VOL 22 PG 81
Instrument Date	Aug 4, 2017
Instrument	2017OR-09656
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 S CEDAR ST, TROY, OH 45373-2910

Mortgage

Document Number	0000009657
Date	Aug 7, 2017
Instrument	2017OR-09657

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 62 S Cedar St was $1,964 with a homeowner's exemption, up 29.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (+29.21%) Homeowner's exemption	$49,840 (+55.6%) Land $4,970 Building $44,870	$142,400 Land $14,200 Building $128,200
2024	$1,520.00 (+13.52%) Homeowner's exemption	$32,030 (-) Land $4,590 Building $27,440
2023	$1,339.00 (+15.13%) Homeowner's exemption	$32,030 (-) Land $4,590 Building $27,440	$91,500 (-) Land $13,100 Building $78,400
2022	$1,163.00 Homeowner's exemption	$32,030 Land $4,590 Building $27,440	$91,500 Land $13,100 Building $78,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 62 S Cedar St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 S Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Watch TV.

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