Miami County property record for 46 S Cedar St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 925 sqft · built 1940 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Feb 2005) |
| Tax Bill | $778 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | D08-006870 |
| Primary APN | D08-006870 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 162 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 46 S CEDAR ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 415 50X147 |
| Legal Subdivision | TROY |
| Legal Lot Number | 415 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 365301 |
46 S Cedar St is owned by a company that acquired it in March 2016.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 46 S CEDAR ST, TROY, OH 45373-2910 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2005 · Amount on File |
| Deed Sale | Feb 7, 2005 · Amount on File |
| Prior Sale | Feb 6, 2001 · Amount on File |
| Last Transfer Date | Mar 13, 2016 |
| Transfer Doc | 0000003026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 3, 2023 |
| Property Address | 46 S CEDAR ST, TROY, OH 45373-2910 |
| Document Number | 0000012191 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023OR-12191 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 BROADWAY, PIQUA, OH 45356-1701 |
| Name | Verified Name |
|---|---|
| Address | 46 S CEDAR ST, TROY, OH 45373-2910 |
| Date | Nov 3, 2023 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 46 S Cedar St was $778, up 21% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $778.00 (+21%) | $18,700 (+44.4%) Land $4,870 Building $13,830 | $53,400 Land $13,900 Building $39,500 |
| 2024 | $643.00 (+14.62%) | $12,950 (-) Land $4,480 Building $8,470 | |
| 2023 | $561.00 (+14.26%) | $12,950 (-) Land $4,480 Building $8,470 | $37,000 (-) Land $12,800 Building $24,200 |
| 2022 | $491.00 | $12,950 Land $4,480 Building $8,470 | $37,000 Land $12,800 Building $24,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 S Cedar St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 S Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon, Watch TV.
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