62 Needlepine Ln, Sapphire, NC 28774 Property Records

Jackson County property record for 62 Needlepine Ln, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,086 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$885,000 (Jun 2021)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Nov 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7582-73-4983`

Property Details

APN / Parcel Number

Primary APN	`7582-73-4983`
Alternative APN	`151401`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,086 sqft Heated Area
1st Floor Area	2,356 sqft
Upper Floors Area	730 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Logs
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	812 sqft
Carport	Carport
Carport Area	812 sqft
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft
Patio Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	62 NEEDLEPINE LN
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 COUNTRY CLUB EST III
Legal Subdivision	COUNTRY CLUB EST
Legal Lot Number	1
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2013
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 E 45TH ST, SAVANNAH, GA 31405-2435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Intrafamily Transfer, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage JAMAL ROZATI
Jun 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Sep 3, 2020	Warranty Deed, Transfer · Construction Mortgage JAMAL ROZATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Book / Page	2303 / 1673
Last Transfer Date	Nov 4, 2021
Transfer Doc	0023190212
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Nov 8, 2021
Property Address	62 NEEDLEPINE LN, SAPPHIRE, NC 28774
Document Number	0023190212
Book / Page	2319 / 212
Map Reference	CAB 6 SL 683
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E 45TH ST, SAVANNAH, GA 31405-2435

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	62 NEEDLEPINE LN, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 NEEDLEPINE LN, SAPPHIRE, NC 28774

Mortgage

Document Number	0022970047
Date	Mar 26, 2021
Book Page	2297/47

Lender

Name	JAMAL ROZATI
Type	Private Party
Address	793 N MAIN ST, ALPHARETTA, GA 30009

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2022

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 4, 2021
Property Address	62 NEEDLEPINE LN, SAPPHIRE, NC 28774
Document Number	0023031673
Book / Page	2303 / 1673
Map Reference	CAB 6 SL 683
Instrument Date	Jun 3, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 PEACHTREE PKWY # 222, 3245, SUWANEE, GA 30024-6054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E 45TH ST, SAVANNAH, GA 31405-2435

Mortgage

Document Number	23031676
Date	Jun 4, 2021
Instrument	2303/1676

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 3, 2020
Property Address	62 NEEDLEPINE LN, SAPPHIRE, NC 28774
Document Number	0022751572
Book / Page	002275 / 001572
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3245 PEACHTREE PKWY #222 SUWANEE GA 300246054, 222, SUWANEE, GA 30024-6054

Mortgage

Document Number	22751576
Date	Sep 3, 2020
Book Page	002275/001576

Lender

Name	JAMAL ROZATI
Address	793 N MAIN ST, ALPHARETTA, GA 30009-2413

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2021

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,095,423 (-) Land $200,000 Building $895,423
2025	$4,162.00 (+146.86%)	$1,095,423 (+146.82%) Land $200,000 Building $895,423
2023	$1,686.00	$443,810 Land $100,000 Building $343,810

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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