118 Needlepine Ln, Sapphire, NC 28774 Property Records

Jackson County property record for 118 Needlepine Ln, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,547 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on Record
Last Sale	$607,932 (Mar 2018)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Aug 2022 Transfer Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7582-73-6848`

Property Details

APN / Parcel Number

Primary APN	`7582-73-6848`
Alternative APN	`182832`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,547 sqft Heated Area
1st Floor Area	3,147 sqft
Upper Floors Area	400 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	118 NEEDLEPINE LN
City	SAPPHIRE
State	NC
Zip	28774-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 COUNTRY CLUB EST III
Legal Subdivision	COUNTRY CLUB EST
Legal Lot Number	2
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2013
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	249 LANDMARK CIR, ORMOND BEACH, FL 32176-5725
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jun 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 28, 2018	Grant Deed, Transfer ATTORNEY ONLY
Mar 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	20185449120004
Deed Book / Page	2208 / 992
Last Transfer Date	Aug 5, 2022
Transfer Doc	0023401135
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Aug 5, 2022
Property Address	118 NEEDLEPINE LN, SAPPHIRE, NC 28774-8656
Document Number	0023401135
Book / Page	2340 / 1135
Map Reference	CAB 23 SL 201
Instrument Date	Aug 5, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 LANDMARK CIR, ORMOND BEACH, FL 32176-5725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	249 LANDMARK CIR, ORMOND BEACH, FL 32176-5725

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	118 NEEDLEPINE LN, SAPPHIRE, NC 28774-8656
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022841146
Date	Nov 30, 2020
Book Page	2284/1146

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 3, 2019
Property Address	118 NEEDLEPINE LN, SAPPHIRE, NC 28774-8656
Document Number	0022391292
Book / Page	002239 / 001292
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 LANDMARK CIR ORMOND BEACH FL 321765725, ORMOND BEACH, FL 32176-5725

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 28, 2018
Property Address	118 NEEDLEPINE LN, SAPPHIRE, NC 28774-8656
Document Number	0022100276
Book / Page	002210 / 000276
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 2, 2018
Property Address	118 NEEDLEPINE LN, SAPPHIRE, NC 28774-8656
Document Number	0022080992
Book / Page	002208 / 000992
Instrument Date	Feb 5, 2018
Transaction Type	Foreclosure
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,215.86
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,848 (-) Land $200,000 Building $771,848
2025	$3,693.00 (+161.36%)	$971,848 (+161.32%) Land $200,000 Building $771,848
2023	$1,413.00	$371,900 Land $100,000 Building $271,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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