62 Isabel Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 62 Isabel Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,368 sqft · built 2002
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2026)
Tax Bill	$10,378 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:030-07575 B:118C L:0`

Property Details

APN / Parcel Number

Primary APN	`M:030-07575 B:118C L:0`
Alternative APNs	`LUDL M:30 B:7575 P:118C` `4456`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,368 sqft Living Area
Gross Area	7,415 sqft
Basement Area	1,528 sqft
Unfinished Basement	1,528 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4456
Street Address	62 ISABEL LN
City	LUDLOW
State	MA
Zip	01056-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7575
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3032
Census Tract	810414

Owner

62 Isabel Ln is owned by two individuals who bought it in September 2026.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	893 CENTER ST, LUDLOW, MA 01056-1444
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 17, 2022	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MONEY TREE CAP MARKET
Mar 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Nov 17, 2022 · Amount on File
Deed Document Number	202642436
Deed Book / Page	26491 / 232
Prior Transfer Date	Jun 26, 2026
Prior Transfer Doc	0000042436
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 1, 2026
Property Address	62 ISABEL LN, LUDLOW, MA 01056-3345
Document Number	0000042436
Book / Page	26491 / 232
Instrument Date	Jun 26, 2026
Instrument	202642436
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	893 CENTER ST, LUDLOW, MA 01056-1444

Mortgage

Date	Sep 1, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Nov 17, 2022
Property Address	62 ISABEL LN, LUDLOW, MA 01056-3345
Document Number	024808-471
Book / Page	24808 / 471
Instrument Date	Nov 15, 2022
Instrument	67919
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ISABEL LN, LUDLOW, MA 01056-3345

Mortgage

Document Number	0000067920
Date	Nov 17, 2022
Instrument	67920

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	May 25, 2021
Property Address	62 ISABEL LN, LUDLOW, MA 01056-3345
Document Number	23901-2
Book / Page	23901 / 2
Instrument Date	May 24, 2021
Instrument	35658
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13625 63RD AVE # FLOOR, FLOOR, FLUSHING, NY 11367-1012

Mortgage

Document Number	35659
Date	May 25, 2021
Instrument	35659

Lender

Name	MONEY TREE CAP MARKET

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	62 ISABEL LN, LUDLOW, MA 01056-3345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23111-455
Date	Mar 3, 2020
Book Page	23111/455
Instrument	11849

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 62 Isabel Ln was $10,378, up 1.8% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,378.00 (+1.79%)	$648,200 (+10.31%) Land $103,200 Building $545,000	$699,514 (+19.65%)
2025	$10,195.00 (+4.64%)	$587,600 (+9.1%) Land $93,900 Building $493,700	$584,630 (-0.02%)
2024	$9,743.00 (+3.35%)	$538,600 (+11.47%) Land $93,900 Building $444,700	$584,725
2023	$9,427.00	$483,200 Land $78,100 Building $405,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Isabel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Isabel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Isabel Ln

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