Hampden County and Ludlow Town property record for 30 Isabel Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,346 sqft · built 2003 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Oct 2017) |
| Tax Bill | $11,506 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:030-07575 B:118E L:0 |
| Primary APN | M:030-07575 B:118E L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,346 sqft Living Area |
| Gross Area | 8,043 sqft |
| Basement Area | 1,765 sqft |
| Unfinished Basement | 1,765 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,988 sqft (0.918 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4458 |
|---|---|
| Street Address | 30 ISABEL LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7575 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 810414 |
30 Isabel Ln is owned and occupied by two individuals who bought it in October 2017.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit LUSO FCU |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit LUSO FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Oct 13, 2017 | Warranty Deed, Transfer LUSO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on File |
| Deed Sale | Oct 13, 2017 · Amount on File |
| Prior Sale | Oct 5, 2001 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 025373-174 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 25373/174 |
| Instrument | 14300 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22163-437 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 22163/437 |
| Instrument | 24873 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21829-1 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 21829/1 |
| Instrument | 49614 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23253-483 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 23253/483 |
| Instrument | 29948 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Oct 13, 2017 |
| Property Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Document Number | 21900-255 |
| Book / Page | 21900 / 255 |
| Instrument | 60650 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 ISABEL LN, LUDLOW, MA 01056-3345 |
| Document Number | 219000258 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 21900/0258 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 13, 2047 |
| Rate | 3% |
|---|---|
| Max Rate At Change | 10.1% |
| Max Rate | 1% |
The 2026 property tax bill for 30 Isabel Ln was $11,506, up 1.3% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,506.00 (+1.28%) | $718,700 (+9.76%) Land $99,000 Building $619,700 | $708,284 (-4.56%) |
| 2025 | $11,361.00 (+4.41%) | $654,800 (+8.86%) Land $90,000 Building $564,800 | $742,140 (+12.82%) |
| 2024 | $10,881.00 (+2.09%) | $601,500 (+10.1%) Land $90,000 Building $511,500 | $657,780 |
| 2023 | $10,658.00 | $546,300 Land $74,800 Building $471,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Isabel Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Isabel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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