York County and Biddeford City property record for 62 Harding St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 990 sqft · built 1968 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,600 (May 2017) |
| Tax Bill | $5,241 (2025) |
| Deeds & Mortgages | May 2021 Refinance May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:28 L:169 |
| Primary APN | BIDD M:28 L:169 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 990 sqft |
| Unfinished Basement | 990 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 62 HARDING ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | LIBERTY PLAINS |
| Legal Lot Number | 169 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 25205 |
62 Harding St is owned and occupied by two individuals who bought it in May 2017.
Source: York County and Biddeford City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 HARDING ST, BIDDEFORD, ME 04005-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORP |
| May 22, 2017 | Warranty Deed, Transfer EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on File |
| Deed Sale | May 22, 2017 · Amount on File |
| Prior Sale | May 17, 2016 · Amount on File |
| Deed Document Number | 201718708 |
| Deed Book / Page | 17476 / 56 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 62 HARDING ST, BIDDEFORD, ME 04005-3834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0186610020 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 18661/20 |
| Instrument | 2021027112 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | May 22, 2017 |
| Property Address | 62 HARDING ST, BIDDEFORD, ME 04005-3834 |
| Document Number | 0174760056 |
| Book / Page | 017476 / 000056 |
| Instrument Date | May 19, 2017 |
| Instrument | 18708 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | BAXTER TITLE CORPORATION, BAXTER TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 537 SHORE RD CAPE ELIZABETH ME 041071010, CAPE ELIZABETH, ME 04107-1010 |
| Document Number | 174760058 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 017476/000058 |
| Instrument | 18709 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 21, 2047 |
The 2025 property tax bill for 62 Harding St was $5,241, up 6.2% from the year before.
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,241.00 (+6.22%) | $350,800 (+1.1%) Land $150,400 Building $200,400 | |
| 2024 | $4,934.00 (+9.23%) | $347,000 (+0.78%) Land $150,400 Building $196,600 | |
| 2023 | $4,517.00 (+14.35%) | $344,300 (+43.04%) Land $147,700 Building $196,600 | $363,660 |
| 2022 | $3,950.00 | $240,700 Land $83,100 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 62 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 62 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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