62 Harding St, Beaufort, SC 29902 Property Records

Beaufort County property record for 62 Harding St, Beaufort, SC 29902

Property Summary

Property Type	Mobile Home
Details	built 2022
Lot Size	2.59 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Apr 2022)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R10002900B00600000`

Property Details

APN / Parcel Number

Primary APN	`R10002900B00600000`
Alternative APN	`00166634`

Exterior

Year Built	Built 2022
Architectural Style	Mobile/Manufactured
Lot Area	113,256 sqft (2.59 acres)

Location & Zoning

Account Number	00166634
Old Parcel Number	R10002900B00600000
Street Address	62 HARDING ST
City	BEAUFORT
State	SC
Zip	29902-5108
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	6301
Legal Description	LOT 19 PALMETTO ESTPB44 P77/2022/DUTCH ELITE/CHAMPION/CLAYBLACK/SER#023000HA0071
Legal Subdivision	PALMETTO ESTATES & WESTWOOD
Legal Lot Number	19
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	2
Census Block	2054
Census Tract	502

Owner

62 Harding St, a mobile home, is owned by two individuals who acquired it in December 2024.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	BEAUFORT, SC 29902
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Apr 6, 2022	Deed, Transfer · Conventional Mortgage SOUTH ATLANTIC BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	0000020514
Deed Book / Page	4132 / 2978
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000055253
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	62 HARDING ST, BEAUFORT, SC 29902-5108
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015366
Date	Apr 4, 2023
Book Page	4230/2725
Instrument	2023015366

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 6, 2022
Property Address	62 HARDING ST, BEAUFORT, SC 29902-5108
Document Number	0000020514
Book / Page	4132 / 2978
Map Reference	MB 17 PG 53
Instrument Date	Mar 25, 2022
Instrument	2022020514
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MYSTIC DR, HILTON HEAD ISLAND, SC 29926-3619

Mortgage

Document Number	0000020515
Date	Apr 6, 2022
Instrument	2022020515

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 62 Harding St was $4,604, up 158.8% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,604.00 (+158.8%)	$15,500 (+49.96%)
2024	$1,779.00 (+58.84%)	$10,336 (+176.36%) Land $2,496 Building $7,840	$258,400 (-) Land $62,400 Building $196,000
2023	$1,120.00 (+0.27%)	$3,740 (+5.06%)	$258,400 (+314.1%) Land $62,400 Building $196,000
2022	$1,117.00	$3,560	$62,400 Land $62,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 62 Harding St in Zone X, an area of moderate flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	239 units insured incl. 40 condo units
Nearby Flood Claims	27 (1979–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Harding St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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