35 Harding St, Beaufort, SC 29902 Property Records

Beaufort County property record for 35 Harding St, Beaufort, SC 29902

Property Summary

Property Type	Duplex
Details	3 ba · 2,015 sqft · built 1983
Lot Size	0.27 acres (11,789 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Oct 2022)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R10002900B00220000`

Property Details

APN / Parcel Number

Primary APN	`R10002900B00220000`
Alternative APN	`00814382`

Interior

Full Baths	3 Baths
Total Rooms	5 Rooms
Units	6 Units
Stories	1 Story
Building Area	2,015 sqft Total Area
1st Floor Area	2,015 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Lot Area	11,789 sqft (0.27 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	35 HARDING ST
City	BEAUFORT
State	SC
Zip	29902-5123
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	6611
Legal Description	LOT 11 PALMETTO EST PH II 35 A & B HARDING ST
Legal Subdivision	PALMETTO ESTATES
Legal Phase	2
Legal Lot Number	11
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	2
Census Block	2062
Census Tract	502

Owner

35 Harding St, a duplex, is owned by a company that bought it in October 2022.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	Company Name on File
Mailing Address	102 PATRICK DR, BEAUFORT, SC 29902-5712
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 25, 2022	Warranty Deed, Transfer
Nov 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	May 29, 2007 · Amount on File
Deed Document Number	202258240
Deed Book / Page	4191 / 2992
Prior Transfer Date	Oct 11, 2021
Prior Transfer Doc	0000079002
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 21, 2022
Property Address	35 HARDING ST, BEAUFORT, SC 29902-5123
Document Number	0000058240
Book / Page	4191 / 2992
Map Reference	MB 31 PG 104
Instrument Date	Oct 14, 2022
Instrument	2022058240
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PORTICK DR, BEAUFORT, SC 29902

Mortgage

Document Number	0000058241
Date	Oct 21, 2022
Instrument	2022058241

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 25, 2022
Property Address	35 HARDING ST, BEAUFORT, SC 29902-5123
Document Number	0000058728
Book / Page	4192 / 2313
Map Reference	MB 31 PG 104
Instrument Date	Oct 17, 2021
Instrument	2022058728
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PATRICK DR, BEAUFORT, SC 29902-5712

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Nov 12, 2021
Property Address	35 HARDING ST, BEAUFORT, SC 29902-5123
Document Number	0000079002
Book / Page	4082 / 2626
Map Reference	MB 31 PG 104
Instrument Date	Oct 11, 2021
Instrument	2021079002
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	14 WHALE BRANCH DR, SEABROOK, SC 29940-3521
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 35 Harding St was $4,116, up 1.5% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (+1.45%)	$13,620 (-)
2024	$4,057.00	$13,620 (-)	$227,000 (-) Land $40,000 Building $187,000
2023	$4,057.00 (+134.78%)	$13,620 (+154.58%)	$227,000 (+114.15%) Land $40,000 Building $187,000
2022	$1,728.00	$5,350	$106,000 Land $22,500 Building $83,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 35 Harding St in Zone X, an area of moderate flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	239 units insured incl. 40 condo units
Nearby Flood Claims	27 (1979–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Harding St is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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