Okaloosa County property record for 62 Derby Downs Cir, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,885 sqft · built 2014 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $790,000 (Nov 2021) |
| Tax Bill | $7,889 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-054-9839-8 |
| Primary APN | C56-001-054-9839-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,885 sqft Heated Area |
| Gross Area | 3,548 sqft |
| 1st Floor Area | 1,918 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 62 DERBY DOWNS CIR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STABLES AT ROCKY BAYOU LOT 32 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 10 |
| Legal Subdivision | STABLES AT ROCKY BAYOU |
| Legal Lot Number | 32 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20900 |
62 Derby Downs Cir is owned and occupied by an individual who bought it in November 2021.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 62 DERBY DOWNS CIR, NICEVILLE, FL 32578-2769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Jun 25, 2020 | Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on File |
| Deed Sale | Nov 16, 2021 · Amount on File |
| Prior Sale | Nov 4, 2014 · Amount on File |
| Deed Document Number | 3505631 |
| Deed Book / Page | 3587 / 1880 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 16, 2021 |
| Property Address | 62 DERBY DOWNS CIR, NICEVILLE, FL 32578-2769 |
| Document Number | 0035871880 |
| Book / Page | 3587 / 1880 |
| Map Reference | MB 26 PG 54&55 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 3505631 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Title Company | NOT AVAILABLE, PRIORITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 DANA POINTE, 114, NICEVILLE, FL 32578-3700 |
| Name | Verified Name |
|---|---|
| Address | 62 DERBY DOWNS CIR, NICEVILLE, FL 32578-2769 |
| Document Number | 35871882 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 3587/1882 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 62 DERBY DOWNS CIR, NICEVILLE, FL 32578-2769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034712536 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 3471/2536 |
| Instrument | 3368590 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 62 Derby Downs Cir was $7,889 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,889.00 Homeowner's exemption | $615,333 Land $93,028 Building $522,305 | $615,333 Land $93,028 Building $522,305 |
| 2023 | $8,046.00 (+4.55%) Homeowner's exemption | $643,322 (+2.88%) Land $90,300 Building $553,022 | $643,322 (+2.88%) Land $90,300 Building $553,022 |
| 2022 | $7,696.00 Homeowner's exemption | $625,297 Land $86,000 Building $539,297 | $625,297 Land $86,000 Building $539,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 62 Derby Downs Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 2 (1995–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 62 Derby Downs Cir is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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