52 Derby Downs Cir, Niceville, FL 32578 Property Records

Okaloosa County property record for 52 Derby Downs Cir, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,416 sqft · built 2014
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2026)
Tax Bill	$7,122 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-054-9852-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-054-9852-1`
Alternative APNs	`10-1S-22-2000-0000-0450` `22S110200000000450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,416 sqft Living Area
Gross Area	3,699 sqft
1st Floor Area	2,416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,775 sqft (0.201 acres)
Lot Width	65 ft Width
Garage Type	Attached
Garage Area	630 sqft
Porch	Florida Room
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	52 DERBY DOWNS CIR
City	NICEVILLE
State	FL
Zip	32578-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STABLES AT ROCKY BAYOU LOT 45
Legal Range	22W
Legal Township	01S
Legal Section	10
Legal Subdivision	STABLES AT ROCKY BAYOU
Legal Lot Number	45
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2022
Census Tract	20900

Owner

Source: Okaloosa County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 DOMINICA CIR S, NICEVILLE, FL 32578-4088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	20263807406
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2026
Property Address	52 DERBY DOWNS CIR, NICEVILLE, FL 32578-2769
Document Number	0003807406
Map Reference	MB 26 PG 54&55
Instrument Date	Mar 26, 2026
Instrument	3807406
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 DERBY DOWNS CIR, NICEVILLE, FL 32578-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 DOMINICA CIR S, NICEVILLE, FL 32578-4088

Mortgage

Document Number	0003807407
Date	Mar 31, 2026
Instrument	3807407

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,122.00 (+7.11%) Homeowner's exemption	$559,445 (+3.89%) Land $93,028 Building $466,417	$559,445 (-3.57%) Land $93,028 Building $466,417
2023	$6,649.00 (-9.95%) Homeowner's exemption	$538,486 (-4.21%)	$580,178 (+3.21%) Land $90,300 Building $489,878
2022	$7,384.00	$562,136 Land $86,000 Building $476,136	$562,136 Land $86,000 Building $476,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35