62 Cotton St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 62 Cotton St, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,065 sqft · built 1958
Lot Size0.122 acres (5,310 sqft)
OwnerIndividual Name on File
Tax Bill$4,345 (2026)
Flood ZoneZone X (minimal risk)
APN145203 104.15-15-19

Property Details

APN / Parcel Number

Primary APN145203 104.15-15-19
Alternative APN
  • 52031041500015019000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,065 sqft Living Area
1st Floor Area1,065 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,310 sqft (0.122 acres)
Lot Dimensions118 ft deep x 45 ft wide
Garage TypeDetached
Garage Area322 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address62 COTTON ST
CityLANCASTER
StateNY
Zip14086-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC10 490 25 PT 11 12 45 X 118
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block15
Legal Lot Number19.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1014
Census Tract14400

Owner

62 Cotton St is owned and occupied by an individual who acquired it in May 2023.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address62 COTTON ST, LANCASTER, NY 14086-1837
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 1, 2023
Transfer Doc0114172358
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 62 Cotton St was $4,345, up 193.6% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,345.00 (+193.58%)
2025$1,480.00 (-58.68%)$125,000 (-) Land $18,300 Building $106,700$195,313 (+12.51%) Land $28,594 Building $166,719
2024$3,582.00$125,000 (-) Land $18,300 Building $106,700$173,600 (+4.14%) Land $25,415 Building $148,185
2023Homeowner's exemption Senior Citizen's exemption Veteran's exemption$125,000 Land $18,300 Building $106,700$166,700 Land $24,405 Building $142,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Cotton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Cotton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cotton St

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