52 Cotton St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 52 Cotton St, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 920 sqft · built 1960
Lot Size0.109 acres (4,720 sqft)
Owner2 Company Names on File
Tax Bill$3,824 (2026)
Deeds & MortgagesMar 2018 Sale
Flood ZoneZone X (minimal risk)
APN145203 104.15-15-22

Property Details

APN / Parcel Number

Primary APN145203 104.15-15-22
Alternative APN
  • 52031041500015022000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area920 sqft Living Area
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area4,720 sqft (0.109 acres)
Lot Dimensions118 ft deep x 40 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address52 COTTON ST
CityLANCASTER
StateNY
Zip14086-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC10 490 25 8 4O X 118
Legal SubdivisionTHE BUFALLO CREEK RESERVATION
Legal Block15
Legal Lot Number22.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1014
Census Tract14400

Owner

52 Cotton St is owned by a company and is owner-occupied.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address52 COTTON ST, LANCASTER, NY 14086-1837
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionERIE NY
Recording DateMar 26, 2018
Property Address52 COTTON ST, LANCASTER, NY 14086-1837
Document Number0113272660
Book / Page011327 / 002660
Instrument DateNov 21, 2017
Transaction TypeTransfer
Record UpdatedMar 22, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13315 BISHOPS CT ROSWELL GA 300756886, ROSWELL, GA 30075-6886

Tax Assessment & Valuation

The 2026 property tax bill for 52 Cotton St was $3,824 with exemptions applied, down 7.8% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,824.00 (-7.77%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$4,146.00 (+22.16%)$111,000 (-) Land $16,300 Building $94,700$173,438 (+12.48%) Land $25,469 Building $147,969
2024$3,394.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$111,000 (-) Land $16,300 Building $94,700$154,200 (+4.19%) Land $22,644 Building $131,556
2023Homeowner's exemption Senior Citizen's exemption Veteran's exemption$111,000 Land $16,300 Building $94,700$148,000 Land $21,733 Building $126,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Cotton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 52 Cotton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cotton St

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