62 Cloudy Ln, Lafayette, TN 37083 Property Records

Macon County property record for 62 Cloudy Ln, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 2005
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,900 (Jun 2025)
Tax Bill	$892 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050E-A-004.00`

Property Details

APN / Parcel Number

Primary APN	`050E-A-004.00`
Alternative APNs	`01050EA050E00400` `056050E A 00400` `050 05631 000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	62 CLOUDY LN
City	LAFAYETTE
State	TN
Zip	37083-6062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LEAF LOT 31
Legal Subdivision	OAK LEAF
Legal Lot Number	31
Jurisdiction	MACON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	970301

Owner

Source: Macon County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage BRAD WEBB
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2023	Deed of Trust, Mortgage NASHVILLE MONEY GUYS PSP LLC
Jan 29, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2023	Warranty Deed, Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Document Number	20252555
Deed Book / Page	229 / 720
Prior Transfer Date	Jan 23, 2024
Prior Transfer Doc	0RB198/111
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB196/872
Date	Dec 27, 2023
Book Page	RB196/872
Instrument	23004527

Lender

Name	BRAD WEBB
Type	Private Party

Agreement

Amount	Amount Recorded
Term	5 Months
Due	May 1, 2024

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Feb 23, 2024
Property Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062
Document Number	0RB199/472
Book / Page	RB199 / 472
Map Reference	CAB C1 SL 197-B
Instrument Date	Feb 9, 2024
Instrument	24000676
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062

Mortgage

Document Number	0RB199/474
Date	Feb 23, 2024
Book Page	RB199/474
Instrument	24000677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB196/884
Date	Dec 27, 2023
Book Page	RB196/884
Instrument	23004528

Lender

Name	NASHVILLE MONEY GUYS PSP LLC
Type	Non-Lending Institution
Address	NASHVILLE, TN 37216

Agreement

Amount	Amount Recorded
Term	5 Months
Due	May 1, 2024

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON TN
Recording Date	Jan 29, 2024
Property Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062
Document Number	0RB198/111
Book / Page	RB198 / 111
Map Reference	CAB 1 S 197-B
Instrument Date	Jan 23, 2024
Instrument	24000272
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 943, BRENTWOOD, TN 37024-0943

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Dec 27, 2023
Property Address	62 CLOUDY LN, LAFAYETTE, TN 37083-6062
Document Number	0RB196/870
Book / Page	RB196 / 870
Map Reference	CAB 1 SL 197-B
Instrument Date	Nov 1, 2023
Instrument	23004526
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 943, BRENTWOOD, TN 37024-0943
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+2.06%)	$54,975 (-) Land $6,500 Building $48,475	$219,900 (-) Land $26,000 Building $193,900
2024	$874.00 (+16.84%)
2023		$54,975 (+76.48%) Land $6,500 Building $48,475	$219,900 (+76.48%) Land $26,000 Building $193,900
2022		$31,150 Land $3,750 Building $27,400	$124,600 Land $15,000 Building $109,600
2019	$748.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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