59 Cloudy Ln, Lafayette, TN 37083 Property Records

Macon County property record for 59 Cloudy Ln, Lafayette, TN 37083 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,416 sqft · built 2007
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2021)
Tax Bill	$954 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056050E A 00500`

Property Details

APN / Parcel Number

Primary APN	`056050E A 00500`
Alternative APN	`050E A 00500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	59 CLOUDY LN
City	LAFAYETTE
State	TN
Zip	37083-6062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R15
Legal Subdivision	OAK LEAF
Legal Lot Number	32
Jurisdiction	MACON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	970301

Owner

Source: Macon County records · APN 056050E A 00500

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	59 CLOUDY LN, LAFAYETTE, TN 37083-6062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage MACON BANK & TRUST
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jan 09, 2017	Quit Claim Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jan 09, 2017
Deed Document Number	21005087
Deed Book / Page	RB147 / 346
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	59 CLOUDY LN, LAFAYETTE, TN 37083-6062
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000034/610
Date	Feb 07, 2017
Book Page	34/610
Instrument	17000397

Lender

Name	MACON BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 29, 2021
Property Address	59 CLOUDY LN, LAFAYETTE, TN 37083-6062
Document Number	0RB147/346
Book / Page	RB147 / 346
Map Reference	CAB 1 SL 197B
Instrument Date	Nov 22, 2021
Instrument	21005087
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	LAW & REAL ESTATE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 CLOUDY LN, LAFAYETTE, TN 37083-6062

Mortgage

Document Number	0RB147/348
Date	Nov 29, 2021
Book Page	RB147/348
Instrument	21005088

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON TN
Recording Date	Jan 09, 2017
Property Address	59 CLOUDY LN, LAFAYETTE, TN 37083-6062
Document Number	0000000073
Book / Page	000033 / 000409
Instrument Date	Jan 06, 2017
Instrument	73
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	BENCHMARK TITLE COMPANY

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 CLOUDY LN LAFAYETTE TN 370836062, LAFAYETTE, TN 37083-6062

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (+18.07%)	$58,800 (-) Land $6,500 Building $52,300
2023		$58,800 Land $6,500 Building $52,300	$235,200 Land $26,000 Building $209,200
2019	$808.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (47111C), updated October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
North Central Telephone Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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