Gloucester County property record for 6199 Shady Ln, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1982 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,366 (2026) |
| Deeds & Mortgages | Feb 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32503 |
| Primary APN | 32503 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | 76 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6199 SHADY LN |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | SYLVAN ACRES LOT 12 |
| Legal Subdivision | PLAT: PB 19 135 |
| Legal Lot Number | 12 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100102 |
6199 Shady Ln is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6199 SHADY LN, GLOUCESTER, VA 23061-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6199 SHADY LN, GLOUCESTER, VA 23061-3409 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0180000657 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 180000657 |
| Name | REVERSE MORTGAGES.COM INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.04% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2019 |
| Margin | 5 |
The 2026 property tax bill for 6199 Shady Ln was $1,366, up 10.3% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,366.00 (+10.25%) | $234,250 (+16.02%) Land $48,640 Building $185,610 | $234,250 (+16.02%) Land $48,640 Building $185,610 |
| 2025 | $1,239.00 (+5.27%) | $201,900 (-) Land $48,640 Building $153,260 | $201,900 (-) Land $48,640 Building $153,260 |
| 2024 | $1,177.00 | $201,900 (-) Land $48,640 Building $153,260 | $201,900 (-) Land $48,640 Building $153,260 |
| 2023 | $1,177.00 (+8.58%) | $201,900 (+35.01%) Land $48,640 Building $153,260 | $201,900 (+35.01%) Land $48,640 Building $153,260 |
| 2022 | $1,084.00 | $149,550 Land $37,500 Building $112,050 | $149,550 Land $37,500 Building $112,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6199 Shady Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 3 (1999–2009) |
| Most Recent Claim | Nov 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6199 Shady Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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