6178 Shady Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 6178 Shady Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1981
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Sep 2008)
Tax Bill	$1,370 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`23868`

Property Details

APN / Parcel Number

Primary APN	`23868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Porch	Slab
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6178 SHADY LN
City	GLOUCESTER
State	VA
Zip	23061-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	SYLVAN ACRES LOT 16
Legal Subdivision	PLAT: PB14 97
Legal Lot Number	16
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2015
Census Tract	100102

Owner

6178 Shady Ln is owned by an individual who acquired it in February 2021.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12941 NETTLES DR, NEWPORT NEWS, VA 23606-1210
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC
Oct 28, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2008 · Amount on File
Deed Sale	Sep 15, 2008 · Amount on File
Deed Document Number	20086066
Last Transfer Date	Feb 1, 2021
Transfer Doc	0000007675
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6178 SHADY LN, GLOUCESTER, VA 23061-3408
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007676
Date	Oct 28, 2021
Instrument	210007676

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 28, 2021
Property Address	6178 SHADY LN, GLOUCESTER, VA 23061-3408
Document Number	210007675
Instrument Date	Feb 1, 2021
Instrument	210007675
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 SHADY LN, GLOUCESTER, VA 23061-3408

Mortgage

Document Number	210007676
Date	Oct 28, 2021
Instrument	210007676

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2026 property tax bill for 6178 Shady Ln was $1,370, up 10.7% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,370.00 (+10.66%)	$234,940 (+16.49%) Land $50,180 Building $184,760	$234,940 (+16.49%) Land $50,180 Building $184,760
2025	$1,238.00 (+5.36%)	$201,690 (-) Land $47,670 Building $154,020	$201,690 (-) Land $47,670 Building $154,020
2024	$1,175.00	$201,690 (-) Land $47,670 Building $154,020	$201,690 (-) Land $47,670 Building $154,020
2023	$1,175.00 (+0.34%)	$201,690 (+24.86%) Land $47,670 Building $154,020	$201,690 (+24.86%) Land $47,670 Building $154,020
2022	$1,171.00	$161,530 Land $35,650 Building $125,880	$161,530 Land $35,650 Building $125,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6178 Shady Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6178 Shady Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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