6194 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 6194 Harmony Rd, Preston, MD 21655

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,962 sqft · built 1900
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Sep 2016)
Tax Bill$2,910 (2026)
Deeds & MortgagesJul 2026 Line of Credit
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN04-002717

Property Details

APN / Parcel Number

Primary APN04-002717
Alternative APNs
  • 4002717
  • 002717

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,962 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Deck Area135 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number002717
Street Address6194 HARMONY RD
CityPRESTON
StateMD
Zip21655-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVC
Legal Description27878 SF W/S RT 16 HARMONY
Legal SubdivisionSCHOOL HOUSE LT
JurisdictionCAROLINE MD
Township / Civil Division4, PRESTON
Census Block Group1
Census Block1023
Census Tract955500

Owner

6194 Harmony Rd is owned and occupied by two individuals who acquired it in April 2019.

Source: Caroline County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6194 HARMONY RD, PRESTON, MD 21655-2053
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS BANK AND TRUST COMPANY
May 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2016 · Amount on File
Deed SaleSep 13, 2016 · Amount on File
Prior SaleApr 28, 2006 · Amount on File
Deed Book / Page1222 / 410
Last Transfer DateApr 30, 2019
Transfer Doc0013550366
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Recording DateJul 27, 2026
Property Address6194 HARMONY RD, PRESTON, MD 21655-2053
Document Number1799000103
Book / Page1799 / 103
Instrument DateJul 14, 2026
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6194 HARMONY RD, PRESTON, MD 21655-2053

Mortgage

Document Number1799000103,
DateJul 27, 2026
Book Page1799/103
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAROLINE MD
Recording DateMay 3, 2019
Property Address6194 HARMONY RD, PRESTON, MD 21655-2053
Document Number0013550366
Book / Page001355 / 000366
Instrument DateApr 30, 2019
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6194 HARMONY RD PRESTON MD 216552053, PRESTON, MD 21655-2053

Tax Assessment & Valuation

The 2026 property tax bill for 6194 Harmony Rd was $2,910, up 5.9% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,910.00 (+5.9%)$265,900 (+8%) Land $49,100 Building $216,800$265,900 (-) Land $49,100 Building $216,800
2025$2,748.00$246,200$265,900 Land $49,100 Building $216,800
2023$2,258.00$206,800 Land $49,100 Building $157,700$206,800 Land $49,100 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6194 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6194 Harmony Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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