Caroline County property record for 6178 Harmony Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 2007 |
| Lot Size | 0.457 acres (19,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Jun 2015) |
| Tax Bill | $2,657 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-002709 |
| Primary APN | 04-002709 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,897 sqft (0.457 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 002709 |
|---|---|
| Street Address | 6178 HARMONY RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-2053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | 19,897 SF W/S RT 16 HARMONY |
| Legal Subdivision | SRA PLAT FOR WILLIAM R MARINE SR |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6178 HARMONY RD, PRESTON, MD 21655-2053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 23, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| May 18, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRST DIRECT LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on Record |
| Deed Sale | Jun 23, 2015 · Amount on Record |
| Prior Sale | Oct 7, 2011 · Amount on Record |
| Deed Book / Page | 1160 / 466 |
| Transfer Doc | 0000000750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 6178 HARMONY RD, PRESTON, MD 21655-2053 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATIONAL SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0015230111 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 1523/111 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 6178 HARMONY RD, PRESTON, MD 21655-2053 |
| Document Number | 0013470041 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6178 HARMONY RD PRESTON MD 216552053, PRESTON, MD 21655-2053 |
| Document Number | 0013470041 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 001347/000041 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 6178 HARMONY RD, PRESTON, MD 21655-2053 |
| Document Number | 0012800224 |
| Book / Page | 001280 / 000224 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 6178 HARMONY RD PRESTON MD 216552053, PRESTON, MD 21655-2053 |
| Document Number | 0012800224 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 001280/000224 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,657.00 (+5.98%) | $242,300 (+29.02%) Land $43,700 Building $198,600 | $242,300 (+29.02%) Land $43,700 Building $198,600 |
| 2025 | $2,507.00 (+22.29%) | ||
| 2023 | $2,050.00 | $187,800 Land $43,700 Building $144,100 | $187,800 Land $43,700 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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