6192 Spruce Ave, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 6192 Spruce Ave, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1976
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Sep 2018)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-284-015-000`

Property Details

APN / Parcel Number

Primary APN	`101-284-015-000`
Alternative APNs	`10128415100` `1012841510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Street Address	6192 SPRUCE AVE
City	POLLOCK PINES
State	CA
Zip	95726-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L 132 POLLOCK PINES
Legal Subdivision	POLLOCK PINES
Legal Lot Number	132
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4016
Census Tract	31302

Owner

6192 Spruce Ave is owned and occupied by two individuals who acquired it in March 2022.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6192 SPRUCE AVE, POLLOCK PINES, CA 95726-9621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2018	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Prior Sale	May 1, 1998 · Amount on File
Deed Document Number	201836486
Last Transfer Date	Mar 17, 2022
Transfer Doc	0000013255
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 22, 2022
Property Address	6192 SPRUCE AVE, POLLOCK PINES, CA 95726-9621
Document Number	0000013255
Map Reference	MB A PG 25
Instrument Date	Mar 17, 2022
Instrument	2022-0013255
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6192 SPRUCE AVE, POLLOCK PINES, CA 95726-9621

Mortgage

Document Number	0000013256
Date	Mar 22, 2022
Instrument	2022-0013256

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 18, 2018
Property Address	6192 SPRUCE AVE, POLLOCK PINES, CA 95726-9621
Document Number	0000036486
Map Reference	MB A PG 25
Instrument Date	Sep 10, 2018
Instrument	2018-0036486
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6192 SPRUCE AVE, POLLOCK PINES, CA 95726-9621

Mortgage

Document Number	0000036487
Date	Sep 18, 2018
Instrument	2018-0036487

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6192 Spruce Ave was $3,171 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,106 (+2%) Land $56,889 Building $241,217
2025	$3,171.00 Homeowner's exemption	$292,262 Land $55,774 Building $236,488
2023	$2,972.00 (+1.57%) Homeowner's exemption	$280,914 Land $53,609 Building $227,305
2022	$2,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6192 Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6192 Spruce Ave is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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